Whatcom County property record for 2947 E Smith Rd, Bellingham, WA 98226
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 2,000 sqft · built 1994 |
| Lot Size | 4.69 acres (204,732 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $144,404 (Jun 2001) |
| Tax Bill | $5,635 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 56346 |
| Primary APN | 56346 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,000 sqft Living Area |
| 1st Floor Area | 2,000 sqft |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Mobile Home |
| Exterior Material | Combination |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 204,732 sqft (4.69 acres) |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 340 sqft |
| Patio Area | 704 sqft |
| Storage Building | 864 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 56346 |
|---|---|
| Street Address | 2947 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9563 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R5A |
| Legal Description | W 1/2 E 1/2 N 1/2 NW NW-LESS DITCH-RD-EXC PTN TO WHATCOM CO FOR RD DESC AF 1544712 94 WAVERLY CREST S#WAFLR31ABC12100WC 60X39 |
| Legal Range | 04 |
| Legal Township | 39 |
| Legal Section | 32 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 10702 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 2947 E SMITH RD, BELLINGHAM, WA 98226-9563 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Sep 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU |
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE PACIFIC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2001 · Amount on Record |
| Deed Sale | Jun 1, 2001 · Amount on Record |
| Deed Document Number | 2010600127 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2947 E SMITH RD, BELLINGHAM, WA 98226-9563 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 20210901057 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 2021-0901057 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2947 E SMITH RD, BELLINGHAM, WA 98226-9563 |
| Document Number | 2210102667 |
| Instrument Date | Jan 8, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2021 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2947 E SMITH RD BELLINGHAM WA 982269563, BELLINGHAM, WA 98226-9563 |
| Document Number | 2210102667 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 102667 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 18, 2041 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Mount Baker School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,635.00 (+22.77%) | $731,068 (-3.4%) Land $279,691 Building $451,377 | $731,068 (-3.4%) Land $279,691 Building $451,377 |
| 2022 | $756,768 Land $323,365 Building $433,403 | $756,768 Land $323,365 Building $433,403 | |
| 2021 | $4,590.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 17 (1983–2021) |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT BAKER WATER ASSOCIATION private · serves 500 people · EPA ID WA5356500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Astound Broadband Cable | 1,500 / 50 |
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