Whatcom County property record for 2850 E Smith Rd, Bellingham, WA 98226
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 3 bd · 3 ba · 2,725 sqft · built 1999 |
| Lot Size | 6.61 acres (288,367 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $5,535 (2025) |
| Deeds & Mortgages | Jun 2022 Transfer Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 592314 |
| Primary APN | 592314 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,725 sqft Total Area |
| 1st Floor Area | 1,308 sqft |
| 2nd Floor Area | 1,417 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 288,367 sqft (6.61 acres) |
| Garage Type | Attached |
| Garage Area | 486 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 228 sqft |
| Deck Area | 358 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 12517 |
|---|---|
| Street Address | 2850 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-7568 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | R5A |
| Legal Description | THAT PTN OF SE 1/4 DAF-BEG AT INTERS OF N LI OF CO RD 58 (SMITH RD)-W LI OF CO RD 138 (SAND RD)-TH W ALG N LI OF SMITH RD 670 |
| Legal Range | 04 |
| Legal Township | 39 |
| Legal Section | 30 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 10702 |
Source: Whatcom County records · APN 592314
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 13, 2022 | Intrafamily Transfer, Transfer |
| Jun 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Jun 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 13, 2022 |
| Transfer Doc | 0000601346 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jun 13, 2022 |
| Property Address | 2850 E SMITH RD, BELLINGHAM, WA 98226-7568 |
| Document Number | 0000601346 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022-0601346 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2850 E SMITH RD, BELLINGHAM, WA 98226-7568 |
| Document Number | 2200603925 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 03, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2850 E SMITH RD BELLINGHAM WA 982267568, BELLINGHAM, WA 98226-7568 |
| Document Number | 2200603925 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 603925 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2850 E SMITH RD, BELLINGHAM, WA 98226-7568 |
| Document Number | 2180602062 |
| Instrument Date | Jun 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2850 E SMITH RD BELLINGHAM WA 982267568, BELLINGHAM, WA 98226-7568 |
| Document Number | 2180602062 |
|---|---|
| Date | Jun 19, 2018 |
| Instrument | 602062 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2048 |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Mount Baker School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,535.00 (+78.78%) | $718,146 (+62.25%) Land $251,898 Building $466,248 | $757,486 (-2.34%) Land $291,238 Building $466,248 |
| 2022 | $442,619 Land $83,274 Building $359,345 | $775,674 Land $416,329 Building $359,345 | |
| 2021 | $3,096.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), as of May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730107021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 17 (1983–2021) |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Fiber Fiber | 6,000 / 6,000 |
| Radiate Holdings Cable | 1,500 / 50 |
Based on FCC filings for 24 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system WA5356500, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MOUNT BAKER WATER ASSOCIATION private · serves 500 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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