Whatcom County property record for 3002 E Smith Rd, Bellingham, WA 98226
| Property Type | Farm - Dairy |
|---|---|
| Details | 4 bd · 2 ba · 1,814 sqft · built 1920 |
| Lot Size | 25.9 acres (1,131,253 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,280 (May 2010) |
| Tax Bill | $6,104 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 390429-130050-0000 |
| Primary APN | 390429-130050-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,814 sqft Gross Area |
| 1st Floor Area | 1,100 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Metal |
| Roof Material | Composition Shingle |
| Lot Area | 1,131,253 sqft (25.9 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 91 sqft |
| Patio Area | 358 sqft |
| Storage Building | 1,440 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 107725 |
|---|---|
| Street Address | 3002 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9563 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Dairy |
| Local Zoning Code | R5A |
| Legal Description | S 1/3 OF SW 1/4-EXC LANGE E 13 ACRES-EXC W 550 FT THEREOF-SUBJ TO WATER LI ESMT REC AF 805697-LESS RD-EXC PTN TO WHATCOM CO FOR RD DESC AF 930326198 |
| Legal Range | 04 |
| Legal Township | 39 |
| Legal Section | 29 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10702 |
Source: Whatcom County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3002 E SMITH RD, BELLINGHAM, WA 98226-9563 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| Dec 7, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST FED BANK |
| Deed of Trust, Mortgage | |
| May 10, 2021 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Oct 21, 2019 | Deed of Trust, Mortgage · Line of Credit PEOPLES BK |
| Jan 30, 2018 | Quit Claim Deed, Mortgage · Conventional Mortgage PEOPLES BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2010 · Amount on Record |
| Deed Sale | May 21, 2010 · Amount on Record |
| Deed Document Number | 2010502259 |
| Last Transfer Date | Jan 24, 2018 |
| Transfer Doc | 0000103294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jul 6, 2026 |
| Property Address | 3002 E SMITH RD, BELLINGHAM, WA 98226-9563 |
| Document Number | 0000000312 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 2026312 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 3002 E SMITH RD, BELLINGHAM, WA 98226-9563 |
| Document Number | 0000000312, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 2026312 |
| Name | FIRST FEDERAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.13% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3002 E SMITH RD, BELLINGHAM, WA 98226-9563 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001200413 |
|---|---|
| Date | Dec 7, 2023 |
| Instrument | 2023-1200413 |
| Name | FIRST FED BANK |
|---|---|
| Type | Bank |
| Address | PORT ANGELES, WA 98362 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3002 E SMITH RD, BELLINGHAM, WA 98226-9563 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3002 E SMITH RD, BELLINGHAM, WA 98226-9563 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000501417 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021-0501417 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3002 E SMITH RD, BELLINGHAM, WA 98226-9563 |
| Document Number | 2191003224 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 3002 E SMITH RD BELLINGHAM WA 982269563, BELLINGHAM, WA 98226-9563 |
| Document Number | 2191003224 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 1003224 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jan 30, 2018 |
| Property Address | 3002 E SMITH RD, BELLINGHAM, WA 98226-9563 |
| Document Number | 2180103294 |
| Instrument Date | Jan 19, 2018 |
| Instrument | 103294 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 3002 E SMITH RD BELLINGHAM WA 982269563, BELLINGHAM, WA 98226-9563 |
| Document Number | 2180103295 |
|---|---|
| Date | Jan 30, 2018 |
| Instrument | 103295 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2048 |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Mount Baker School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,104.00 (+143.87%) | $1,122,892 (+223.96%) Land $359,047 Building $763,845 | $1,122,892 (+24.57%) Land $359,047 Building $763,845 |
| 2022 | $346,616 Land $44,204 Building $302,412 | $901,395 Land $598,983 Building $302,412 | |
| 2021 | $2,503.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 17 (1983–2021) |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT BAKER WATER ASSOCIATION private · serves 500 people · EPA ID WA5356500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Astound Broadband Cable | 1,500 / 50 |
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