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2947 Reflection Ln, Ooltewah, TN 37363 Property Records

Hamilton County property record for 2947 Reflection Ln, Ooltewah, TN 37363 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 4,274 sqft · built 2010
Lot Size0.619 acres (26,996 sqft)
Owner2 Individual Names on File
Last Sale$569,000 (Jun 2019)
Tax Bill$3,215 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN150J E 026

Property Details

APN / Parcel Number

Primary APN150J E 026
Alternative APN
  • 0000154817

Interior

Full Baths3 Baths
Stories2 Stories
Building Area4,274 sqft Living Area

Exterior

Year BuiltBuilt 2010
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area26,996 sqft (0.619 acres)
Lot Dimensions241 ft deep x 111 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000154817
Street Address2947 REFLECTION LN
CityOOLTEWAH
StateTN
Zip37363-6942
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 96 HIDDEN LAKES SUB PB79 PG165 REV 80-30 OUT OF 150-165.01 FOR 2006
Legal SubdivisionHIDDEN LAKES SUB
Legal Lot Number96
JurisdictionHAMILTON TN
Township / Civil Division7
Census Block Group2
Census Block2000
Census Tract11314

Owner

Source: Hamilton County records · APN 150J E 026

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2947 REFLECTION LN, OOLTEWAH, TN 37363-6942
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BK
Jun 05, 2019Warranty Deed, Transfer · Conventional Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 05, 2019 · Amount on Record
Deed SaleJun 05, 2019 · Amount on Record
Prior SaleAug 13, 2010 · Amount on Record
Deed Document Number2019060500001
Deed Book / Page11659 / 850
Record UpdatedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2947 REFLECTION LN, OOLTEWAH, TN 37363-6942
Document Number0717000138
Instrument DateJul 10, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2947 REFLECTION LN OOLTEWAH TN 373636942, OOLTEWAH, TN 37363-6942

Mortgage

Document Number0717000138
DateJul 17, 2020
Book Page012077/000858
Instrument200717000138
Lender
NameTRUIST BK
AddressRICHMOND, VT 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 16, 2035

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 05, 2019
Property Address2947 REFLECTION LN, OOLTEWAH, TN 37363-6942
Document Number0605000001
Book / Page011659 / 000850
Instrument DateMay 31, 2019
Instrument190605000001
Transaction TypeTransfer
Record UpdatedJun 18, 2019
Title CompanyKELTY TITLE AND ESCROW SERVICES INC, REALTY TITLE & ESCROW SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,105.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2947 REFLECTION LN OOLTEWAH TN 373636942, OOLTEWAH, TN 37363-6942

Mortgage

Document Number605000002
DateJun 05, 2019
Book Page011659/000853
Instrument190605000002
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 04, 2049

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,215.00 (+3.81%)$212,175 (+53.25%)$848,700 (+53.25%) Land $80,000 Building $768,700
2024$3,097.00 (-0.29%)$138,450 (-)$553,800 (-) Land $55,000 Building $498,800
2023$3,106.00$138,450$553,800 Land $55,000 Building $498,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650113142, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2013, river or lake flooding

Wildfire

Wildfire RiskLow
above 34% of the US · above 52% of Tennessee
Wildfire LikelihoodAbout 1 in 2,778 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 261 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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