2972 W 4th St, Buchanan, MI 49107 Property Records

Berrien County property record for 2972 W 4th St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,320 sqft · built 1940
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Tax Bill	$760 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-0027-0007-02-6`

Property Details

APN / Parcel Number

Primary APN	`06-0027-0007-02-6`
Alternative APN	`11-06-0027-0007-02-6`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	2972 W 4TH ST
City	BUCHANAN
State	MI
Zip	49107-9399
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-RA
Legal Description	COM IN C/L OF HWY 2000'N & 400'E OF S1/4 PST OF SEC 27 T7S R18W TH E 100'TH S 119'TH W 100'TH N 119' TO BEG
Legal Range	18W
Legal Township	07S
Legal Section	27
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	6
Census Block	6001
Census Tract	20200

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2972 W 4TH ST, BUCHANAN, MI 49107-9399
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Jul 25, 2019	Deed of Trust, Mortgage FIFTH THIRD BANK
Jul 30, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 1998
Deed Sale	Apr 2, 1998
Prior Sale	Mar 31, 1989 · Amount on Record
Deed Book / Page	1878 / 507
Transfer Doc	03284/1933
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	Apr 6, 2026
Property Address	2972 W 4TH ST, BUCHANAN, MI 49107-9399
Document Number	0000457649
Book / Page	3474 / 911
Instrument Date	Mar 30, 2026
Instrument	2026457649
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2972 W 4TH ST, BUCHANAN, MI 49107-9399

Mortgage

Document Number	0000457649,
Date	Apr 6, 2026
Book Page	3474/911
Instrument	2026457649

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.44%
Initial Type	Fixed Rate
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2972 W 4TH ST, BUCHANAN, MI 49107-9399
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03244/1818
Date	Jul 25, 2019
Book Page	3244/1818

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2039

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jul 30, 2020
Property Address	2972 W 4TH ST, BUCHANAN, MI 49107-9399
Document Number	03284/1933
Book / Page	3284 / 1933
Instrument Date	May 20, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2972 W 4TH ST, BUCHANAN, MI 49107-9399

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Buchanan Township
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,500 (-3.31%)	$111,000 (-3.31%)
2025	$760.00 (+3.83%) Homeowner's exemption	$57,400 (+18.84%)	$114,800 (+18.84%)
2024	$732.00 (+3.1%)
2023		$48,300	$96,600
2022	$710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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