647 W 4th St, Buchanan, MI 49107 Property Records

Berrien County property record for 647 W 4th St, Buchanan, MI 49107 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,581 sqft · built 1971
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on File
Last Sale	$239,000 (Sep 2015)
Tax Bill	$5,832 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58-0026-0059-01-7`

Property Details

APN / Parcel Number

Primary APN	`58-0026-0059-01-7`
Alternative APN	`11-58-0026-0059-01-7`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,581 sqft Living Area
1st Floor Area	1,595 sqft
Basement Area	1,595 sqft
Unfinished Basement	1,595 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	33,106 sqft (0.76 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	647 W 4TH ST
City	BUCHANAN
State	MI
Zip	49107-1153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 358.97' N OF SW COR OF NW1/4 OF SW1/4 SEC 26 T7S R18W TH E 125' TH N 297.57' TO C/L 4TH ST TH N 87DEG 30' W ON C/L
Legal Range	18W
Legal Township	07S
Legal Section	26
Legal Lot Number	125
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	6
Census Block	6000
Census Tract	20200

Owner

Source: Berrien County records · APN 58-0026-0059-01-7

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	647 W 4TH ST, BUCHANAN, MI 49107-1153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 15, 2015 · Amount on Record
Deed Sale	Sep 15, 2015 · Amount on Record
Prior Sale	Apr 17, 1978 · Amount on Record
Deed Book / Page	3114 / 2759
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	647 W 4TH ST, BUCHANAN, MI 49107-1153
Transaction Type	Mortgage
Record Updated	Nov 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03297/1240
Date	Oct 27, 2020
Book Page	3297/1240

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 01, 2045

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,900 (+37.65%)	$435,800 (+37.65%)
2025	$5,832.00 (+8.2%)
2023		$158,300	$316,600
2022	$5,390.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.