3045 W 4th St, Buchanan, MI 49107 Property Records

Berrien County property record for 3045 W 4th St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,600 sqft · built 1965
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$279,000 (May 2021)
Tax Bill	$2,958 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-0027-0012-05-4`

Property Details

APN / Parcel Number

Primary APN	`06-0027-0012-05-4`
Alternative APN	`11-06-0027-0012-05-4`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft
Basement Area	1,600 sqft
Unfinished Basement	1,600 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Raised Ranch
Lot Area	217,800 sqft (5 acres)
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	3045 W 4TH ST
City	BUCHANAN
State	MI
Zip	49107-9399
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-RA
Legal Description	COM 717.4'E OF CEN OF SEC 27 T7S R18W TH S 643.4'TH E 338.6'TH N 643.4'TH W 338.6'TO BEG
Legal Range	18W
Legal Township	07S
Legal Section	27
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	1
Census Block	1001
Census Tract	20200

Owner

Source: Berrien County records · APN 06-0027-0012-05-4

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3045 W 4TH ST, BUCHANAN, MI 49107-9399
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 01, 2026	Deed of Trust, Mortgage · Line of Credit HONOR CREDIT UNION
May 05, 2021	Warranty Deed, Transfer · Conventional Mortgage HONOR CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 05, 2021 · Amount on Record
Deed Sale	May 05, 2021 · Amount on Record
Deed Book / Page	3326 / 822
Prior Transfer Date	Jul 08, 2014
Prior Transfer Doc	03076/1375
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	Apr 01, 2026
Property Address	3045 W 4TH ST, BUCHANAN, MI 49107-9399
Document Number	0000457436
Book / Page	3473 / 4307
Instrument Date	Mar 20, 2026
Instrument	2026457436
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3045 W 4TH ST, BUCHANAN, MI 49107-9399

Mortgage

Document Number	0000457436,
Date	Apr 01, 2026
Book Page	3473/4307
Instrument	2026457436

Lender

Name	HONOR CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 12, 2046

Interest

Rate	6.01%
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 05, 2021
Property Address	3045 W 4TH ST, BUCHANAN, MI 49107-9399
Document Number	003326/822
Book / Page	3326 / 822
Instrument Date	Apr 30, 2021
Transaction Type	Transfer
Record Updated	Nov 09, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,399.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15009 E RIVER RD, BUCHANAN, MI 49107-9188

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3045 W 4TH ST, BUCHANAN, MI 49107-9399

Mortgage

Document Number	0003326824
Date	May 05, 2021
Instrument	3326/824

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2036

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Buchanan Township
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,500 (-2.37%)	$305,000 (-2.37%)
2025	$2,958.00 (+3.25%) Homeowner's exemption	$156,200 (+22.9%)	$312,400 (+22.9%)
2024	$2,865.00 (+4.45%)
2023		$127,100	$254,200
2022	$2,743.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Mercury Broadband.

Based on FCC filings for 38 locations within half a mile of this property.

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