Gila County property record for 297 E Black Bear Trl, Payson, AZ 85541
| Property Type | Single Family Home |
|---|---|
| Details | 1,655 sqft · built 1996 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $580,000 (Jul 2024) |
| Tax Bill | $2,700 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 303-33-043 |
| Primary APN | 303-33-043 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,655 sqft Living Area |
| 1st Floor Area | 1,655 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Asbestos |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 25 sqft |
| Deck Area | Deck Area |
| Patio Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Account Number | R030597 |
|---|---|
| Street Address | 297 E BLACK BEAR TRL |
| City | PAYSON |
| State | AZ |
| Zip | 85541-2775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION: 30 TOWNSHIP: 11N RANGE: 12E LOT 81 THOMPSON DRAW II MAP 742A-D;BEG NE COR LOT 81;TH S8D8114 E 195.08;TH S42D639 W 232.45;TH N7D7 47 E 248.12;TH NLY 119. 74 ALG LFT CRV;TH N81D4146 E 140.66 POB;NW4 SEC 29 & NE4 SEC 30 T11N R12E;=1.00 AC M/L ( |
| Legal Range | 12E |
| Legal Township | 11N |
| Legal Section | 30 |
| Legal Subdivision | USFS SUMMER HOMES |
| Legal Lot Number | 81 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 200 |
Source: Gila County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 297 E BLACK BEAR TRL, PAYSON, AZ 85541-2775 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2024 · Amount on Record |
| Deed Sale | Jul 3, 2024 · Amount on Record |
| Deed Document Number | 20245588 |
| Prior Transfer Date | Jan 10, 2023 |
| Prior Transfer Doc | 0000000306 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Sep 30, 2022 |
| Property Address | 297 E BLACK BEAR TRL, PAYSON, AZ 85541-2775 |
| Document Number | 0000011954 |
| Map Reference | MAP 742A-742D |
| Instrument Date | Sep 29, 2022 |
| Instrument | 2022-011954 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2024 |
| Title Company | GRAND CANYON TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4285 E HENRY PL, DEMOTTE, IN 46310-9107 |
| Name | Verified Name |
|---|---|
| Address | 1609 E GREENWAY ST, MESA, AZ 85203-4530 |
| Document Number | 0000011955 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 2022-011955 |
| Name | BOOMERANG ACCEPTANCE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Gila County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Unified School District | Payson Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,668 (+30.48%) Land $5,439 Building $52,229 | $576,675 (+30.47%) Land $54,387 Building $522,288 | |
| 2025 | $2,700.00 (+9.71%) | ||
| 2024 | $44,198 Land $4,120 Building $40,078 | $441,984 Land $41,203 Building $400,781 | |
| 2023 | $2,461.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 5 (1998–2021) |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 94% of Arizona |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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