2966 SE Dune Dr, Stuart, FL 34996 Property Records

Martin County property record for 2966 SE Dune Dr, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 10,458 sqft · built 2003
Lot Size	0.939 acres (40,946 sqft)
Owner	Individual on Record
Last Sale	$5,300,000 (May 2020)
Tax Bill	$108,503 (2023)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`16-38-42-008-000-00020-6`

Property Details

APN / Parcel Number

Primary APN	`16-38-42-008-000-00020-6`
Alternative APN	`46106`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	10,458 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	4 Fireplaces
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2003
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Masonite/Cement Shake
Lot Area	40,946 sqft (0.939 acres)
Garage Type	Attached
Garage Area	987 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Porch
Porch Area	1,689 sqft
Patio Area	775 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	46106
Street Address	2966 SE DUNE DR
City	STUART
State	FL
Zip	34996-4935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 SAILFISH POINT PUD PLAT NO 31 ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 12 PAGE 61 PUBLIC RECORDS MARTIN
Legal Range	42E
Legal Township	38S
Legal Section	16
Legal Subdivision	SAILFISH POINT
Legal Lot Number	2
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1002
Census Tract	100

Owner

Source: Martin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	2966 SE DUNE DR, STUART, FL 34996-4935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Balloon Mortgage JOHN DANIEL BABB ETAL
Sep 19, 2023	Deed of Trust, Mortgage · Balloon Mortgage INTEGRITY VENTURES LLC
Sep 5, 2023	Deed of Trust, Mortgage · SBA Mortgage ITHINK FINANCIAL CU
Mar 3, 2023	Deed of Trust, Mortgage · Balloon Mortgage INTEGRITY VENTURES LLC
Sep 28, 2022	Deed of Trust, Mortgage · Balloon Mortgage INTEGRITY VENTURES LLC
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY FUNDING MORTGAGE CORP
May 21, 2020	Warranty Deed, Transfer · Conventional Mortgage SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2020 · Amount on Record
Deed Sale	May 21, 2020 · Amount on Record
Prior Sale	Feb 4, 2002
Deed Document Number	0031301730
Deed Book / Page	3130 / 1730
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2966 SE DUNE DR, STUART, FL 34996-4935
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2966 SE DUNE DR, STUART, FL 34996-4935

Mortgage

Document Number	0035392467
Date	Dec 22, 2025
Book Page	3539/2467
Instrument	3162079

Lender

Name	JOHN DANIEL BABB ETAL
Type	Private Party
Address	8421 FAIRWAY DR, COVINGTON, GA 30014

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Jan 1, 2029

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2966 SE DUNE DR, STUART, FL 34996-4935
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2966 SE DUNE DR, STUART, FL 34996-4935

Mortgage

Document Number	0033970846
Date	Sep 19, 2023
Book Page	3397/846
Instrument	3036045

Lender

Name	INTEGRITY VENTURES LLC
Type	Non-Lending Institution
Address	JUPITER, FL 33468

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Oct 1, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2966 SE DUNE DR, STUART, FL 34996-4935
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2966 SE DUNE DR, STUART, FL 34996-4935

Mortgage

Document Number	0033942926
Date	Sep 5, 2023
Book Page	3394/2926
Instrument	3034038

Lender

Name	ITHINK FINANCIAL CU
Type	Credit Union
Address	DELRAY BEACH, FL 33445

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 31, 2033

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2966 SE DUNE DR, STUART, FL 34996-4935
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2966 SE DUNE DR, STUART, FL 34996-4935

Mortgage

Document Number	0033620927
Date	Mar 3, 2023
Book Page	3362/927
Instrument	3004692

Lender

Name	INTEGRITY VENTURES LLC
Type	Non-Lending Institution
Address	JUPITER, FL 33468

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 1, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2966 SE DUNE DR, STUART, FL 34996-4935
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2966 SE DUNE DR, STUART, FL 34996-4935

Mortgage

Document Number	0033380582
Date	Sep 28, 2022
Book Page	3338/582
Instrument	2982592

Lender

Name	INTEGRITY VENTURES LLC
Type	Non-Lending Institution
Address	JUPITER, FL 33468

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Oct 1, 2025

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2966 SE DUNE DR, STUART, FL 34996-4935
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2966 SE DUNE DR, STUART, FL 34996-4935

Mortgage

Document Number	0032630355
Date	Oct 8, 2021
Book Page	3263/355
Instrument	2919227

Lender

Name	FIDELITY FUNDING MORTGAGE CORP
Type	Subprime Lender
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Oct 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	8.75%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 21, 2020
Property Address	2966 SE DUNE DR, STUART, FL 34996-4935
Document Number	0031301730
Book / Page	3130 / 1730
Map Reference	MB 12 PG 61
Instrument Date	May 15, 2020
Instrument	2815856
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2966 SE DUNE DR, STUART, FL 34996-4935

Mortgage

Document Number	0031301732
Date	May 21, 2020
Instrument	3130/1732

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,827,825 (+5.99%)	$7,424,990 (+7.44%) Land $3,500,000 Building $3,924,990
2023	$108,503.00 (+10.4%) Additional exemption filed	$6,442,135 (+3%)	$6,910,690 (+10.49%) Land $2,900,000 Building $4,010,690
2022	$98,278.00	$6,254,500 Land $2,900,000 Building $3,354,500	$6,254,500 Land $2,900,000 Building $3,354,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 390 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,299 units insured incl. 909 condo units
Nearby Flood Claims	70 (1984–2023)
Claims Outside the SFHA	6 of 70
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Oct 2004 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAILFISH POINT private · serves 1,145 people · EPA ID FL4434000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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