2976 SE Dune Dr, Stuart, FL 34996 Property Records

Martin County property record for 2976 SE Dune Dr, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	8 bd · 13 ba · 16,108 sqft · built 1999
Lot Size	1.92 acres (84,071 sqft)
Owner	Trust Name on File
Last Sale	$15,000,000 (Feb 2020)
Tax Bill	$256,100 (2023)
Deeds & Mortgages	Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`16-38-42-003-000-00040-7`

Property Details

APN / Parcel Number

Primary APN	`16-38-42-003-000-00040-7`
Alternative APN	`46034`

Interior

Bedrooms	8 Beds
Full Baths	13 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	16,108 sqft Living Area
1st Floor Area	9,645 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	84,071 sqft (1.92 acres)
Garage Type	Attached
Garage Area	2,005 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Porch
Porch Area	3,711 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	46034
Street Address	2976 SE DUNE DR
City	STUART
State	FL
Zip	34996-4935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 SAILFISH POINT PUD PLAT NO 31 ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 12 PAGE 61 PUBLIC RECORDS MARTIN
Legal Range	42E
Legal Township	38S
Legal Section	16
Legal Subdivision	SAILFISH POINT
Legal Block	31
Legal Lot Number	1
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1002
Census Tract	100

Owner

Source: Martin County records · APN 16-38-42-003-000-00040-7

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	1301 MORAN RD, FRANKLIN, TN 37069-6310
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 26, 2020 · Amount on Record
Deed Sale	Feb 26, 2020 · Amount on Record
Prior Sale	Jul 15, 2016 · Amount on Record
Deed Document Number	0000311445
Deed Book / Page	3114 / 45
Record Updated	Jun 08, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 26, 2020
Property Address	2976 SE DUNE DR, STUART, FL 34996-4935
Document Number	0031140045
Book / Page	003114 / 000045
Instrument Date	Feb 26, 2020
Instrument	2802221
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$105,000.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2976 SE DUNE DR STUART FL 349964935, STUART, FL 34996-4935

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,482,017 (+21%)	$18,620,570 (+3.78%) Land $5,600,000 Building $13,020,570
2023	$256,100.00 (+10.46%)	$13,621,502 (+1%)	$17,941,560 (+11.19%) Land $4,640,000 Building $13,301,560
2022	$231,848.00	$12,383,184	$16,136,420 Land $4,640,000 Building $11,496,420

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), as of April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850001001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 390 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,299 units insured incl. 909 condo units
Nearby Flood Claims	70 (1984–2023)
Claims Outside the SFHA	6 of 70
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Oct 2004 · 44 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 97 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL4434000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SAILFISH POINT private · serves 1,145 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.