2945 SE Dune Dr, Stuart, FL 34996 Property Records

Martin County property record for 2945 SE Dune Dr, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,298 sqft · built 2014
Lot Size	0.345 acres (15,028 sqft)
Owner	Individual Name on File
Last Sale	$595,000 (Apr 2004)
Tax Bill	$17,178 (2024)
Flood Zone	Zone X (minimal risk)
APN	`16-38-42-001-000-0008.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`16-38-42-001-000-0008.0-0-0000`
Alternative APNs	`16-38-42-001-000-00080-0` `46017`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	5,298 sqft Living Area
Gross Area	6,158 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	15,028 sqft (0.345 acres)
Garage Type	Attached
Garage Area	860 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	622 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2945 SE DUNE DR
City	STUART
State	FL
Zip	34996-4943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	SAILFISH POINT PLAT NO 17 LOT 8
Legal Range	42E
Legal Township	38S
Legal Section	16
Legal Subdivision	SAILFISH POINT
Legal Block	1
Legal Lot Number	8
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1007
Census Tract	100

Owner

Source: Martin County records · APN 16-38-42-001-000-0008.0-0-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2945 SE DUNE DR, STUART, FL 34996-4943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 08, 2004 · Amount on Record
Deed Sale	Apr 08, 2004 · Amount on Record
Prior Sale	May 25, 2001
Deed Document Number	20041741707
Deed Book / Page	1884 / 2204
Last Transfer Date	Dec 09, 2014
Transfer Doc	0027560122
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,084,167 (+5.99%)	$3,626,540 (+3.73%) Land $1,080,000 Building $2,546,540
2024	$17,178.00 (+1.56%)
2023	$16,914.00 (+2.75%) Additional exemption filed	$1,022,926 (+3%)	$3,496,210 (+24.53%) Land $892,500 Building $2,603,710
2022	$16,462.00 Homeowner's exemption Senior Citizen's exemption	$993,133	$2,807,440 Land $637,500 Building $2,169,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 390 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,299 units insured incl. 909 condo units
Nearby Flood Claims	70 (1984–2023)
Claims Outside the SFHA	6 of 70
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Oct 2004 · 44 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 97 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SAILFISH POINT private · serves 1,145 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.