2956 SE Dune Dr, Stuart, FL 34996 Property Records

Martin County property record for 2956 SE Dune Dr, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	5 bd · 8 ba · 7,296 sqft · built 1998
Lot Size	0.939 acres (40,946 sqft)
Owner	Individual Name on Record
Last Sale	$6,940,000 (Mar 2021)
Tax Bill	$113,566 (2023)
Deeds & Mortgages	Mar 2024 Line of Credit Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-38-42-008-000-00030-4`

Property Details

APN / Parcel Number

Primary APN	`16-38-42-008-000-00030-4`
Alternative APN	`46107`

Interior

Bedrooms	5 Beds
Full Baths	8 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	7,296 sqft Living Area
1st Floor Area	4,590 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Masonite/Cement Shake
Lot Area	40,946 sqft (0.939 acres)
Lot Width	140 ft Width
Garage Type	Attached
Garage Area	1,558 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Porch
Porch Area	2,323 sqft
Deck Area	164 sqft
Patio Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	46107
Street Address	2956 SE DUNE DR
City	STUART
State	FL
Zip	34996-4935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAILFISH POINT PLAT 31 LOT 3
Legal Range	42E
Legal Township	38S
Legal Section	16
Legal Subdivision	SAILFISH POINT
Legal Lot Number	3
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1002
Census Tract	100

Owner

Source: Martin County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4000 KEY TOWER 127 PUBLIC SQUARE KEY, CLEVELAND, OH 44114
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Dec 26, 2023	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK
Mar 26, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 22, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2021 · Amount on Record
Deed Sale	Mar 26, 2021 · Amount on Record
Prior Sale	Feb 22, 2019 · Amount on Record
Deed Document Number	0032091777
Deed Book / Page	3209 / 1777
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2956 SE DUNE DR, STUART, FL 34996-4935
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4000 KEY TOWER, CLEVELAND, OH 44114

Mortgage

Document Number	0034240340
Date	Mar 6, 2024
Book Page	3424/340
Instrument	3061228

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	ELGIN, IL 60124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2956 SE DUNE DR, STUART, FL 34996-4935
Transaction Type	Mortgage
Record Updated	Jan 23, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4000 E 127TH ST TOWER, CLEVELAND, OH 44105-4738

Mortgage

Document Number	0034122817
Date	Dec 26, 2023
Book Page	3412/2817
Instrument	3050909

Lender

Name	INDEPENDENCE BANK
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 26, 2021
Property Address	2956 SE DUNE DR, STUART, FL 34996-4935
Document Number	0032091777
Book / Page	3209 / 1777
Map Reference	MB 12 PG 61
Instrument Date	Mar 24, 2021
Instrument	2877086
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	EVEREST LAND TITLE AGENCY LIMITED, EVEREST LAND TITLE AGCY LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2956 SE DUNE DR, 2956, STUART, FL 34996-4935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4000 KEY TOWER #127 # 127, 127, CLEVELAND, OH 44114

Mortgage

Document Number	0032091780
Date	Mar 26, 2021
Instrument	3209/1780

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 22, 2019
Property Address	2956 SE DUNE DR, STUART, FL 34996-4935
Document Number	0030422287
Book / Page	003042 / 002287
Instrument Date	Feb 15, 2019
Instrument	2740225
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$39,900.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 675 MARBLEHEAD MA 019450675, MARBLEHEAD, MA 01945-0675

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$8,094,661 (+20.8%)	$8,583,390 (+28.1%) Land $3,500,000 Building $5,083,390
2023	$113,566.00 (+9.72%)	$6,700,760 (+9.68%) Land $2,900,000 Building $3,800,760	$6,700,760 (+9.68%) Land $2,900,000 Building $3,800,760
2022	$103,501.00	$6,109,310 Land $2,900,000 Building $3,209,310	$6,109,310 Land $2,900,000 Building $3,209,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 390 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,299 units insured incl. 909 condo units
Nearby Flood Claims	70 (1984–2023)
Claims Outside the SFHA	6 of 70
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Oct 2004 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAILFISH POINT private · serves 1,145 people · EPA ID FL4434000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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