29645 Black Point Rd, Polson, MT 59860 Property Records

Lake County property record for 29645 Black Point Rd, Polson, MT 59860 · Last verified October 2025

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,008 sqft · built 1970
Lot Size	0.969 acres (42,253 sqft)
Owner	Company Name on File
Tax Bill	$1,445 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R151506`

Property Details

APN / Parcel Number

Primary APN	`R151506`
Alternative APNs	`15-3350-03-1-01-02-0000` `0000001048`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,253 sqft (0.969 acres)
Garage Type	Detached
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	98 sqft
Deck Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000001048
Street Address	29645 BLACK POINT RD
City	POLSON
State	MT
Zip	59860-8241
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SAFETY BAY VILLA SITE, S03, T23 N, R20 W, BLOCK 004, LOT 005, E 175 FT LT 5 BLK 4
Legal Subdivision	SAFETY BAY VILLA SITE
Legal Block	4
Legal Lot Number	5
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	1
Census Block	1018
Census Tract	940306

Owner

Source: Lake County records · APN R151506

Assessment roll updated December 31, 2024 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	678 VIA RANCHO PKWY, ESCONDIDO, CA 92029-7313
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	29645 BLACK POINT RD, POLSON, MT 59860-8241
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2625 WOODLAND AVE, MISSOULA, MT 59802-3139

Mortgage

Document Number	0000634241
Date	Sep 10, 2025
Instrument	634241

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	MISSOULA, MT 59806

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 05, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 31, 2024 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,445.00 (-42.5%)	$348,600 (-5.19%)	$348,600 (-5.19%) Land $147,852 Building $200,748
2023	$2,513.00	$367,700	$367,700 Land $171,569 Building $196,131

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (30047C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 63% of the US · above 39% of Montana
Wildfire Likelihood	About 1 in 806 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.