2963 Cotswold St, Florence, SC 29501 Property Records

Florence County property record for 2963 Cotswold St, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,737 sqft · built 2008
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$227,150 (Nov 2019)
Tax Bill	$991 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07306-01-076`

Property Details

APN / Parcel Number

Primary APN	`07306-01-076`
Alternative APN	`15041862`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,737 sqft Living Area
1st Floor Area	1,737 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Basement
Garage Area	497 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	2963 COTSWOLD ST
City	FLORENCE
State	SC
Zip	29501-8168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHGATE VILLAGE I LT76
Legal Subdivision	HIGHGATE PHASE I
Legal Lot Number	76
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1021
Census Tract	101

Owner

2963 Cotswold St is owned and occupied by an individual who bought it in November 2019.

Source: Florence County records, as of June 10, 2026

Owner of Record	Individual Name on File
Mailing Address	2963 COTSWOLD ST, FLORENCE, SC 29501-8168
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2019 · Amount on File
Deed Sale	Nov 27, 2019 · Amount on File
Prior Sale	Dec 31, 2008 · Amount on File
Deed Book / Page	827 / 1183
Prior Transfer Date	Jul 8, 2008
Prior Transfer Doc	0204001077
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	Nov 27, 2019
Property Address	2963 COTSWOLD ST, FLORENCE, SC 29501-8150
Document Number	0000017489
Book / Page	000827 / 001183
Instrument Date	Nov 22, 2019
Instrument	17489
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.46
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2963 COTSWOLD ST FLORENCE SC 295018150, FLORENCE, SC 29501-8150

Mortgage

Document Number	17490
Date	Nov 27, 2019
Book Page	000827/001188
Instrument	17490

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2963 Cotswold St was $991.

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$991.00	$10,339 Land $1,200 Building $9,139	$258,496 Land $30,000 Building $228,496
2023	$932.00 (+10.56%) Homeowner's exemption	$7,483,657 (+99,895.42%) Land $1,200,000 Building $6,283,657	$18,709,143 (+9,900.02%) Land $3,000,000 Building $15,709,143
2022	$843.00 Homeowner's exemption	$7,484 Land $1,200 Building $6,284	$187,091 Land $30,000 Building $157,091

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2963 Cotswold St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2963 Cotswold St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARLINGTON COUNTY W&SA serves 52,288 people · EPA ID SC1620001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20