2974 Cotswold St, Florence, SC 29501 Property Records

Florence County property record for 2974 Cotswold St, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft · built 2007
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Apr 2019)
Tax Bill	$850 (2025)
Deeds & Mortgages	Apr 2019 Sale Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07306-01-060`

Property Details

APN / Parcel Number

Primary APN	`07306-01-060`
Alternative APN	`15025733`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
1st Floor Area	1,580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Basement
Garage Area	466 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	2974 COTSWOLD ST
City	FLORENCE
State	SC
Zip	29501-8168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHGATE VILL I LT 60
Legal Subdivision	MAP OF HIGHGATE
Legal Lot Number	60
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1018
Census Tract	101

Owner

Source: Florence County records, as of June 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2974 COTSWOLD ST, FLORENCE, SC 29501-8168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2019	Grant Deed, Transfer ATTORNEY ONLY
Mar 30, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Prior Sale	Jul 8, 2009 · Amount on Record
Deed Book / Page	790 / 385
Record Updated	Oct 29, 2026

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLORENCE SC
Recording Date	Apr 1, 2019
Property Address	2974 COTSWOLD ST, FLORENCE, SC 29501-8150
Document Number	0000004053
Book / Page	000790 / 000385
Instrument Date	Mar 28, 2019
Instrument	4053
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$610.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2974 COTSWOLD ST FLORENCE SC 295018150, FLORENCE, SC 29501-8150

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	2974 COTSWOLD ST, FLORENCE, SC 29501-8150
Document Number	0006850161
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	Mar 19, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2974 COTSWOLD ST FLORENCE SC 295018150, FLORENCE, SC 29501-8150

Mortgage

Document Number	0006850161
Date	Apr 11, 2017
Book Page	000685/000161

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2047

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$850.00 (+3.53%)	$8,786 (-99.86%) Land $1,200 Building $7,586	$219,661 (-98.63%) Land $30,000 Building $189,661
2023	$821.00 (+13.4%) Homeowner's exemption	$6,415,686 (+99,895.11%) Land $1,200,000 Building $5,215,686	$16,039,216 (+9,900.01%) Land $3,000,000 Building $13,039,216
2022	$724.00 Homeowner's exemption	$6,416 Land $1,200 Building $5,216	$160,392 Land $30,000 Building $130,392

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARLINGTON COUNTY W&SA serves 52,288 people · EPA ID SC1620001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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