2938 Cotswold St, Florence, SC 29501 Property Records

Darlington County property record for 2938 Cotswold St, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,475 sqft · built 2020
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$188,500 (Aug 2020)
Tax Bill	$945 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Apr 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`169-00-03-019`

Property Details

APN / Parcel Number

Primary APN	`169-00-03-019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,475 sqft Gross Area
1st Floor Area	1,475 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	7,841 sqft (0.18 acres)
Garage Area	497 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2938 COTSWOLD ST
City	FLORENCE
State	SC
Zip	29501-8150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHGATE SUBD PH I LOT 19 0.18 AC
Legal Subdivision	HIGHGATE SUBD
Legal Lot Number	19
Jurisdiction	DARLINGTON SC
Township / Civil Division	DARLINGTON
Census Block Group	1
Census Block	1022
Census Tract	10901

Owner

Source: Darlington County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2938 COTSWOLD ST, FLORENCE, SC 29501-8150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Survivorship Deed, Transfer · Conventional Mortgage FIRST RELIANCE BANK
Apr 8, 2020	Warranty Deed, Transfer · Line of Credit THE CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Prior Sale	Apr 8, 2020 · Amount on Record
Deed Book / Page	1095 / 2302
Record Updated	Sep 20, 2026

August 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DARLINGTON SC
Recording Date	Aug 17, 2020
Property Address	2938 COTSWOLD ST, FLORENCE, SC 29501-8150
Document Number	0010952302
Book / Page	1095 / 2302
Map Reference	MB 203 PG 75
Instrument Date	Aug 14, 2020
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$697.45
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2938 COTSWOLD ST, FLORENCE, SC 29501-8150

Mortgage

Document Number	0010952306
Date	Aug 17, 2020
Instrument	1095/2306

Lender

Name	FIRST RELIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARLINGTON SC
Recording Date	Apr 8, 2020
Property Address	2938 COTSWOLD ST, FLORENCE, SC 29501-8150
Document Number	0010934819
Book / Page	1093 / 4819
Map Reference	MB 203 PG 73
Instrument Date	Apr 7, 2020
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Tax	$103.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6763, FLORENCE, SC 29502-6763
Investor	Possibly a Property Investor

Mortgage

Document Number	0010934823
Date	Apr 8, 2020
Instrument	1093/4823

Lender

Name	THE CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Darlington County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Darlington County
Unified School District	Darlington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$945.00 (-49.87%)	$7,540 (-) Land $1,120 Building $6,420	$188,500 (-) Land $28,000 Building $160,500
2023	$1,885.00	$7,540 Land $1,120 Building $6,420	$188,500 Land $28,000 Building $160,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARLINGTON COUNTY W&SA serves 52,288 people · EPA ID SC1620001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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