2986 Cotswold St, Florence, SC 29501 Property Records

Florence County property record for 2986 Cotswold St, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,751 sqft · built 2013
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$282,000 (Jan 2024)
Tax Bill	$1,283 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07306-01-048`

Property Details

APN / Parcel Number

Primary APN	`07306-01-048`
Alternative APN	`15015145`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,751 sqft Living Area
1st Floor Area	1,751 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Basement
Garage Area	420 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Street Address	2986 COTSWOLD ST
City	FLORENCE
State	SC
Zip	29501-8168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHGATE VILLAGE I LT48
Legal Subdivision	HIGHGATE
Legal Lot Number	48
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1018
Census Tract	101

Owner

2986 Cotswold St is owned and occupied by an individual who bought it in January 2024.

Source: Florence County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	2986 COTSWOLD ST, FLORENCE, SC 29501-8168
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE EQUITY PARTNERS LLC
Jan 10, 2018	Warranty Deed, Transfer · VA Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2024 · Amount on File
Deed Sale	Jan 9, 2024 · Amount on File
Prior Sale	Jan 10, 2018 · Amount on File
Deed Document Number	2024332
Deed Book / Page	1082 / 1593
Prior Transfer Date	Dec 7, 2015
Prior Transfer Doc	0006060709
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	Jan 9, 2024
Property Address	2986 COTSWOLD ST, FLORENCE, SC 29501-8150
Document Number	0018021593
Book / Page	1802 / 1593
Map Reference	MB 91 PG 184
Instrument Date	Jan 8, 2024
Instrument	2024000332
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$733.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2986 COTSWOLD ST, FLORENCE, SC 29501-8150

Mortgage

Document Number	2024000333
Date	Jan 9, 2024
Instrument	2024000333

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	Jan 10, 2018
Property Address	2986 COTSWOLD ST, FLORENCE, SC 29501-8150
Document Number	0007281601
Book / Page	728 / 1601
Map Reference	MB 91 PG 184
Instrument Date	Jan 6, 2018
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$743.70
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2986 COTSWOLD ST, FLORENCE, SC 29501-8150

Mortgage

Document Number	0007281607
Date	Jan 10, 2018
Instrument	728/1607

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2986 Cotswold St was $1,283.

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,283.00	$11,153 Land $1,200 Building $9,953	$278,837 Land $30,000 Building $248,837
2023	$989.00 (+9.4%) Homeowner's exemption	$8,018,034 (+99,900.42%) Land $1,200,000 Building $6,818,034	$20,045,086 (+9,899.99%) Land $3,000,000 Building $17,045,086
2022	$904.00 Homeowner's exemption	$8,018 Land $1,200 Building $6,818	$200,451 Land $30,000 Building $170,451

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2986 Cotswold St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2986 Cotswold St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARLINGTON COUNTY W&SA serves 52,288 people · EPA ID SC1620001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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