Santa Rosa County property record for 2961 Gemstone Cir, Milton, FL 32571 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2017 |
| Square Footage | 4,508 sqft Living Area |
| Lot Size | 22,041 sqft (0.506 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $725,000 (2026) |
| Tax Bill | $4,725.00 (2025) |
Source: Santa Rosa County records · APN 23-2N-30-0077-00J00-0110
Assessment roll updated December 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2961 GEMSTONE CIR, MILTON, FL 32571-9801 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| May 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Aug 16, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage PRIVATE INDIVIDUAL |
| Jul 31, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on Record |
| Deed Sale | May 22, 2026 · Amount on Record |
| Prior Sale | Aug 16, 2019 · Amount on Record |
| Deed Doc Number | 202625854 |
| Deed Book / Page | 4747 / 206 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 22, 2026 |
| Property Address | 2961 GEMSTONE CIR, MILTON, FL 32571-9801 |
| Document Number | 0047470206 |
| Book / Page | 4747 / 206 |
| Instrument Date | May 21, 2026 |
| Instrument | 202625854 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | SUN REALTY TITLE, SUNBELT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $512,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2961 GEMSTONE CIR, MILTON, FL 32571-9801 |
| Document Number | 0000025855, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 202625855 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 16, 2019 |
| Property Address | 2961 GEMSTONE CIR, PACE, FL 32571-9801 |
| Document Number | 0038601646 |
| Book / Page | 003860 / 001646 |
| Instrument Date | Aug 08, 2019 |
| Instrument | 36238 |
| Transaction Type | Transfer |
| Record Updated | Oct 03, 2019 |
| Title Company | SURETY LAND TITLE/FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2961 GEMSTONE CIR PACE FL 325719801, PACE, FL 32571-9801 |
| Document Number | 38601648 |
|---|---|
| Date | Aug 16, 2019 |
| Book Page | 003860/001648 |
| Instrument | 36240 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | GULF BREEZE, FL 32561 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 31, 2017 |
| Property Address | 2961 GEMSTONE CIR, PACE, FL 32571-9801 |
| Document Number | 0036470831 |
| Book / Page | 3647 / 0831 |
| Map Reference | MB12 PG29&30 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 201731024 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,696.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 2961 GEMSTONE CIR, MILTON, FL 32571-9801 |
| Document Number | 0201731025 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 201731025 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,725.00 (+2.85%) Homeowner's exemption Veteran's exemption | $404,546 (+2.9%) | $606,054 (-1.05%) Land $80,000 Building $526,054 |
| 2024 | $4,594.00 (+2.57%) Homeowner's exemption Disabled Person's exemption | $393,144 (+3%) | $612,471 (+2.46%) Land $80,000 Building $532,471 |
| 2023 | $4,479.00 (+2.4%) Homeowner's exemption | $381,693 (+3%) | $597,766 (+4.79%) Land $70,000 Building $527,766 |
| 2022 | $4,374.00 Homeowner's exemption | $370,576 | $570,463 Land $48,000 Building $522,463 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 57% of the US · above 29% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 667 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 23-2N-30-0077-00J00-0110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 4,508 sqft Living Area |
| Gross Area | 5,322 sqft Gross Area |
| 1st Floor | 2,464 sqft 1st Floor |
| Upper Floors | 2,044 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 22,041 sqft (0.506 acres) |
| Depth X Width | 175 ft x 126 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 1 sqft Shed |
| Patio Area | 228 sqft Patio |
| Porch Area | 330 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 2961 GEMSTONE CIR |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32571-9801 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ASHLEY PLANTATION PHASE 4-A LOT 11 BLK J AS DES IN OR 3860 PG 1646 |
| Legal Range | 30W |
| Legal Township | 2N |
| Legal Section | 23 |
| Legal Subdivision | ASHLEY PLANTATION |
| Legal Block | J |
| Legal Lot Number | 11 |
| Jurisdiction | SANTA ROSA FL |
| Minor Civil Division | PACE |
| Census Blockgroup | 1 |
| Census Block | 1026 |
| Census Tract | 10302 |
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