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2930 Gemstone Cir, Milton, FL 32571 Property Records

Santa Rosa County property record for 2930 Gemstone Cir, Milton, FL 32571 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2017
Square Footage2,515 sqft Living Area
Lot Size22,041 sqft (0.506 acres)
OccupancyOwner Occupied
Last Sale$310,000 (2018)
Tax Bill$2,916.00 (2024)

Owner

Source: Santa Rosa County records · APN 23-2N-30-0077-00K00-0110

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2930 GEMSTONE CIR, MILTON, FL 32571-9801
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Jul 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Mar 19, 2026Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Dec 09, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Mar 11, 2019Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Sep 17, 2018Warranty Deed, Transfer · Conventional Mortgage
UNIVERSITY LNDG
Jul 25, 2017Corporation Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 17, 2018 · Amount on Record
Deed SaleSep 17, 2018 · Amount on Record
Prior SaleJul 25, 2017 · Amount on Record
Deed Doc Number201839824
Deed Book / Page3766 / 813
Last Transfer DateMar 19, 2026
Transfer Doc0047220378
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Recording DateApr 24, 2026
Property Address2930 GEMSTONE CIR, MILTON, FL 32571-9801
Document Number0000020601
Book / Page4736 / 586
Instrument DateApr 18, 2026
Instrument202620601
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2930 GEMSTONE CIR, MILTON, FL 32571-9801

Mortgage

Document Number0000020601,
DateApr 24, 2026
Book Page4736/586
Instrument202620601
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueMay 01, 2066
Interest
Rate6.22%
Max Rate-1%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2930 GEMSTONE CIR, PACE, FL 32571-9801
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2930 GEMSTONE CIR, PACE, FL 32571-9801

Mortgage

Document Number0041511532
DateJul 21, 2021
Book Page4151/1532
Instrument202148987
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateMar 19, 2026
Property Address2930 GEMSTONE CIR, PACE, FL 32571-9801
Document Number0047220378
Book / Page4722 / 378
Map ReferenceMB 12 PG 29-30
Instrument DateMar 19, 2026
Instrument202613883
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2930 GEMSTONE CIR, PACE, FL 32571-9801

Transferred To (Grantee/Buyer)

NameVerified Name
Address2930 GEMSTONE CIR, PACE, FL 32571-9801

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateDec 09, 2025
Property Address2930 GEMSTONE CIR, PACE, FL 32571-9801
Document Number0046870585
Book / Page4687 / 585
Map ReferenceMB 12 PG 29-30
Instrument DateDec 09, 2025
Instrument202557434
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address930 GEMSTONE CIRCLE, PACE, FL 32571

Transferred To (Grantee/Buyer)

NameVerified Name
Address8902 BOWMAN AVENUE, HENRICO, VA 23228

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2930 GEMSTONE CIR, PACE, FL 32571-9801
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038100479
DateMar 11, 2019
Book Page3810/0479
Instrument201909242
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 27, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateSep 17, 2018
Property Address2930 GEMSTONE CIR, PACE, FL 32571-9801
Document Number0037660813
Book / Page003766 / 000813
Instrument DateSep 11, 2018
Instrument39824
Transaction TypeTransfer
Record UpdatedOct 30, 2018
Title CompanySURETY LAND TITLE/FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2930 GEMSTONE CIR PACE FL 325719801, PACE, FL 32571-9801

Mortgage

Document Number37660814
DateSep 17, 2018
Book Page003766/000814
Instrument39825
Lender
NameUNIVERSITY LNDG
AddressSOUTHFIELD, MI 48034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 16, 2048

July 2017: Corporation Deed, Subdivision Related Transfer

Document TypeCorporation Deed
JurisdictionSANTA ROSA FL
Recording DateJul 25, 2017
Property Address2930 GEMSTONE CIR, PACE, FL 32571-9801
Document Number0036451475
Book / Page3645 / 1475
Map ReferenceMB12 PG29&30
Instrument DateJul 24, 2017
Instrument201730203
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 14, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,044.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address2930 GEMSTONE CIR, PACE, FL 32571-9801

Mortgage

Document Number0201730204
DateJul 25, 2017
Instrument201730204
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$270,703 (+2.9%)$389,142 (-2.15%) Land $80,000 Building $309,142
2024$2,916.00 (+3.88%) Homeowner's exemption$263,074 (+3.57%)$397,678 (+3.71%) Land $80,000 Building $317,678
2023$2,807.00 (+2.6%) Homeowner's exemption$254,017 (+3%)$383,444 (+6.13%) Land $70,000 Building $313,444
2022$2,736.00 Homeowner's exemption$246,618$361,282 Land $48,000 Building $313,282

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 52% of the US · above 22% of Florida
Wildfire LikelihoodAbout 1 in 909 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN23-2N-30-0077-00K00-0110
Alternative APN
  • N30223007700K000110

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,515 sqft Living Area
Gross Area3,522 sqft Gross Area
1st Floor2,515 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area22,041 sqft (0.506 acres)
Depth X Width175 ft x 126 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area543 sqft Garage
Patio Area255 sqft Patio
Porch Area209 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address2930 GEMSTONE CIR
CityMILTON
StateFL
Zip32571-9801
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHLEY PLANTATION PHASE 4-A LOT 11 BLK K AS DES IN OR 3766 PG 813
Legal Range30W
Legal Township2N
Legal Section23
Legal SubdivisionASHLEY PLANTATION
Legal BlockK
Legal Lot Number11
JurisdictionSANTA ROSA FL
Minor Civil DivisionPACE
Census Blockgroup1
Census Block1029
Census Tract10302

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