2835 Gemstone Cir, Milton, FL 32571 Property Records

Santa Rosa County property record for 2835 Gemstone Cir, Milton, FL 32571 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2019
Square Footage3,141 sqft Living Area
Lot Size26,877 sqft (0.617 acres)
OccupancyOwner Occupied
Last Sale$710,000 (2026)
Tax Bill$452.00 (2025)

Owner

Source: Santa Rosa County records · APN 23-2N-30-0077-00J00-0240

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2835 GEMSTONE CIR, MILTON, FL 32571-9808
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Warranty Deed, Transfer · Veterans Administration Mortgage
NAVY FEDERAL CREDIT UNION
Dec 15, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
NAVY FCU
May 02, 2019Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 21, 2026 · Amount on Record
Deed SaleJul 21, 2026 · Amount on Record
Prior SaleDec 15, 2021 · Amount on Record
Deed Doc Number202636558
Deed Book / Page4769 / 934
Prior Transfer DateSep 05, 2025
Prior Transfer Doc0000041318
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 21, 2026
Property Address2835 GEMSTONE CIR, MILTON, FL 32571-9808
Document Number0000036558
Book / Page4769 / 934
Instrument DateJul 06, 2026
Instrument202636558
Transaction TypeTransfer
Record UpdatedAug 20, 2026
Title CompanyCLEAR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$501,970.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2835 GEMSTONE CIR, MILTON, FL 32571-9808

Mortgage

Document Number0000036559,
DateJul 21, 2026
Instrument202636559
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term306 Months
DueJan 01, 2052
Interest
Rate6.48%
Max Rate-1%

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 15, 2021
Property Address2835 GEMSTONE CIR, PACE, FL 32571-9808
Document Number0042210321
Book / Page4221 / 321
Map ReferenceMB 12 PG 75&76
Instrument DateDec 01, 2021
Instrument202182956
Transaction TypeTransfer
Record UpdatedAug 02, 2022
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,123.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2835 GEMSTONE CIR, 2835, PACE, FL 32571-9808

Transferred To (Grantee/Buyer)

NameVerified Name
Address6130 WINDWOOD ESTATES DR, SHREVEPORT, LA 71107-9614

Mortgage

Document Number0004221323
DateDec 15, 2021
Instrument4221/323
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

May 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 02, 2019
Property Address2835 GEMSTONE CIR, PACE, FL 32571-9808
Document Number0038251289
Book / Page3825 / 1289
Map ReferenceMB 12 PG 75&76
Instrument DateApr 22, 2019
Instrument201917948
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 02, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,512.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address2835 GEMSTONE CIR, PACE, FL 32571-9808

Mortgage

Document Number0038251291
DateMay 02, 2019
Instrument3825/1291
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2049

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$452.00 (+2.49%)$509,446 (+10.66%)$530,545 (+10.65%) Land $80,000 Building $450,545
2024$441.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$460,382 (+3%)$479,470 (+2.99%) Land $80,000 Building $399,470
2023Homeowner's exemption$446,973 (+3%)$465,562 (+7.28%) Land $70,000 Building $395,562
2022$4,624.00 Homeowner's exemption$433,954$433,954 Land $48,000 Building $385,954

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 57% of the US · above 28% of Florida
Wildfire LikelihoodAbout 1 in 769 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN23-2N-30-0077-00J00-0240
Alternative APN
  • N30223007700J000240

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,141 sqft Living Area
Gross Area4,927 sqft Gross Area
1st Floor3,141 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area26,877 sqft (0.617 acres)
Depth X Width186 ft x 88 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area424 sqft Garage
Porch Area380 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address2835 GEMSTONE CIR
CityMILTON
StateFL
Zip32571-9808
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHLEY PLANTATION PHASE 4-B LOT 24 BLK J AS DES IN OR 4221 PG 321
Legal Range30W
Legal Township2N
Legal Section23
Legal SubdivisionASHLEY PLANTATION
Legal BlockJ
Legal Lot Number24
JurisdictionSANTA ROSA FL
Minor Civil DivisionPACE
Census Blockgroup1
Census Block1026
Census Tract10302

Nearby Properties on Gemstone Cir

Nearby Streets

Search Property Records by Address or Parcel Number