2910 Gemstone Cir, Milton, FL 32571 Property Records

Santa Rosa County property record for 2910 Gemstone Cir, Milton, FL 32571 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2019
Square Footage3,155 sqft Living Area
Lot Size21,693 sqft (0.498 acres)
OccupancyOwner Occupied
Last Sale$363,325 (2019)
Tax Bill$3,502.00 (2024)

Owner

Source: Santa Rosa County records · APN 23-2N-30-0077-00K00-0130

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2910 GEMSTONE CIR, MILTON, FL 32571-9801
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2025Intrafamily Transfer, Transfer
UNKNOWN, HARPER TITLE COMPANY LLC
Nov 04, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 27, 2019Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 27, 2019 · Amount on Record
Deed SaleSep 27, 2019 · Amount on Record
Deed Doc Number201943562
Deed Book / Page3874 / 2023
Last Transfer DateOct 07, 2025
Transfer Doc0046670077
Record RefreshedJun 08, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateOct 07, 2025
Property Address2910 GEMSTONE CIR, PACE, FL 32571-9801
Document Number0046670077
Book / Page4667 / 77
Map ReferenceMB 12 PG 75&76
Instrument DateOct 07, 2025
Instrument202547331
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyUNKNOWN, HARPER TITLE COMPANY LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2910 GEMSTONE CIR, MILTON, FL 32571-9801

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address5064 ROLAND RD, PACE, FL 32571-9535

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2910 GEMSTONE CIR, PACE, FL 32571-9801
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2910 GEMSTONE CIR, PACE, FL 32571-9801

Mortgage

Document Number0040241765
DateNov 04, 2020
Book Page4024/1765
Instrument202058364
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

September 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateSep 27, 2019
Property Address2910 GEMSTONE CIR, PACE, FL 32571-9801
Document Number0038742023
Book / Page3874 / 2023
Map ReferenceMB 12 PG 75&76
Instrument DateSep 25, 2019
Instrument201943562
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 02, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,543.80
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address2910 GEMSTONE CIR, MILTON, FL 32571-9801

Mortgage

Document Number0038742025
DateSep 27, 2019
Instrument3874/2025
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$334,323 (+8.87%)$473,460 (+1.95%) Land $80,000 Building $393,460
2024$3,502.00 (+3.46%) Homeowner's exemption$307,076 (+3%)$464,413 (+3.08%) Land $80,000 Building $384,413
2023$3,385.00 (+2.51%) Homeowner's exemption$298,132 (+3%)$450,515 (+7.54%) Land $70,000 Building $380,515
2022$3,302.00 Homeowner's exemption$289,449$418,936 Land $48,000 Building $370,936

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 654 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN23-2N-30-0077-00K00-0130
Alternative APN
  • N30223007700K000130

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,155 sqft Living Area
Gross Area4,905 sqft Gross Area
1st Floor3,155 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area21,693 sqft (0.498 acres)
Depth X Width175 ft x 124 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area424 sqft Garage
Deck Area288 sqft Deck
Porch Area378 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address2910 GEMSTONE CIR
CityMILTON
StateFL
Zip32571-9801
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHLEY PLANTATION PHASE 4-B LOT 13 BLK K AS DES IN OR 3874 PG 2023
Legal Range30W
Legal Township2N
Legal Section23
Legal SubdivisionASHLEY PLANTATION
Legal BlockK
Legal Lot Number13
JurisdictionSANTA ROSA FL
Minor Civil DivisionPACE
Census Blockgroup1
Census Block1029
Census Tract10302

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