Madison County property record for 296 View Point Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,615 sqft |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Apr 2012) |
| Tax Bill | $2,734 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0041-0014-0037 |
| Primary APN | 0041-0014-0037 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,615 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Lot Area | 49,223 sqft (1.13 acres) |
| Garage Type | Attached |
| Garage Area | 554 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 53103 |
|---|---|
| Street Address | 296 VIEW POINT DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIDDEN POINT LOT 37 |
| Legal Subdivision | HIDDEN POINT SUB |
| Legal Lot Number | 37 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 10701 |
296 View Point Dr is owned and occupied by two individuals who bought it in April 2012.
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 296 VIEW POINT DR, RICHMOND, KY 40475-8228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2022 | Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA |
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2012 · Amount on File |
| Deed Sale | Apr 6, 2012 · Amount on File |
| Deed Document Number | 0000072997 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 296 VIEW POINT DR, RICHMOND, KY 40475-8228 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 296 VIEW POINT DR, RICHMOND, KY 40475-8228 |
| Document Number | 0M2152/266 |
|---|---|
| Date | Apr 18, 2022 |
| Book Page | M2152/266 |
| Instrument | 2014087224 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 117 Months |
| Due | Jan 19, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 296 VIEW POINT DR, RICHMOND, KY 40475-8228 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Title Company | RAINBOW TITLE COMPANY, RAINBOW TITLE COMPANY INC |
| Name | Verified Name |
|---|
| Document Number | M2031/310 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | M2031/310 |
| Instrument | 2014031153 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2041 |
The 2025 property tax bill for 296 View Point Dr was $2,734 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,734.00 Additional exemption filed | $290,000 | $290,000 |
| 2023 | $2,386.00 | $246,000 | $246,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 296 View Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 296 View Point Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
5G and 4G LTE (outdoors only)
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