292 View Point Dr, Richmond, KY 40475 Property Records

Madison County property record for 292 View Point Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,567 sqft
Lot Size	1.27 acres (55,321 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Jul 2023)
Tax Bill	$3,441 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0041-0014-0038`

Property Details

APN / Parcel Number

Primary APN	`0041-0014-0038`
Alternative APNs	`121718` `91134` `51215`

Interior

Stories	1 Story
Building Area	1,567 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	55,321 sqft (1.27 acres)
Garage Type	Basement

Location & Zoning

Account Number	51215
Street Address	292 VIEW POINT DR
City	RICHMOND
State	KY
Zip	40475-8228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN POINT LOT 38
Legal Subdivision	HIDDEN POINT SUB
Legal Lot Number	38
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1014
Census Tract	10701

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	292 VIEW POINT DR, RICHMOND, KY 40475-8228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Jun 9, 2017	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Jun 9, 2017 · Amount on Record
Deed Document Number	2014158981
Deed Book / Page	D841 / 363
Record Updated	Jun 8, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 28, 2023
Property Address	292 VIEW POINT DR, RICHMOND, KY 40475-8228
Document Number	00D841/363
Book / Page	D841 / 363
Map Reference	MB 17 PG 74
Instrument Date	Jul 25, 2023
Instrument	2014158981
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1909 UNOR CTY RD, RICHMOND, KY 40475

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 VIEW POINT DR, RICHMOND, KY 40475-8228

Mortgage

Document Number	2014158982
Date	Jul 28, 2023
Instrument	2014158982

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jun 9, 2017
Property Address	292 VIEW POINT DR, RICHMOND, KY 40475-8228
Document Number	D00745/788
Book / Page	D00745 / 788
Map Reference	MB17 PG74
Instrument Date	Apr 7, 2017
Instrument	2013959891
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	292 VIEW POINT DR, 292, RICHMOND, KY 40475-8228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 VIEW POINT DR, RICHMOND, KY 40475-8228

Mortgage

Document Number	2013959892
Date	Jun 9, 2017
Instrument	2013959892

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,441.00 (+57.7%) Additional exemption filed	$365,000 (+62.22%)	$365,000 (+62.22%)
2023	$2,182.00 (-0.32%)	$225,000 (-)	$225,000 (-)
2022	$2,189.00	$225,000	$225,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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