277 View Point Dr, Richmond, KY 40475 Property Records

Madison County property record for 277 View Point Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,518 sqft
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,687 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0041-0014-0032`

Property Details

APN / Parcel Number

Primary APN	`0041-0014-0032`
Alternative APNs	`100355` `137587` `67560`

Interior

Stories	1 Story
Building Area	1,518 sqft Living Area
1st Floor Area	1,506 sqft
Basement Area	1,506 sqft
Unfinished Basement	1,506 sqft

Exterior

Exterior Material	Brick Veneer
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	67560
Street Address	277 VIEW POINT DR
City	RICHMOND
State	KY
Zip	40475-8228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN POINT LOT 32
Legal Subdivision	HIDDEN POINT SUB
Legal Lot Number	32
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1014
Census Tract	10701

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	277 VIEW POINT DR, RICHMOND, KY 40475-8228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 4, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Aug 31, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 15, 2011
Transfer Doc	00D671/698
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	277 VIEW POINT DR, RICHMOND, KY 40475-8228
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2125/301
Date	Jan 12, 2022
Book Page	M2125/301
Instrument	2014072170

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	277 VIEW POINT DR, RICHMOND, KY 40475-8228
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2012/252
Date	Jan 12, 2021
Book Page	M2012/252
Instrument	2014027418

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	277 VIEW POINT DR, RICHMOND, KY 40475-8228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01777/585
Date	Dec 4, 2017
Book Page	M01777/585
Instrument	2013968583

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	277 VIEW POINT DR, RICHMOND, KY 40475-8228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01846/572
Date	Feb 13, 2019
Book Page	M01846/572
Instrument	2013988318

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 31, 2018
Property Address	277 VIEW POINT DR, RICHMOND, KY 40475-8228
Document Number	D00764/053
Book / Page	D00764 / 053
Map Reference	CAB17 SL74
Instrument Date	Aug 3, 2018
Instrument	2013981252
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	277 VIEW POINT DR, 277, RICHMOND, KY 40475-8228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2800 PALUMBO DR, LEXINGTON, KY 40509-1309

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,687.00 (+15.42%)	$285,000 (+18.75%)	$285,000 (+18.75%)
2023	$2,328.00	$240,000	$240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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