281 View Point Dr, Richmond, KY 40475 Property Records

Madison County property record for 281 View Point Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	2,068 sqft
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on Record
Last Sale	$342,000 (Sep 2020)
Tax Bill	$3,225 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`0041-0014-0033`

Property Details

APN / Parcel Number

Primary APN	`0041-0014-0033`
Alternative APNs	`132786` `95620` `62635`

Interior

Stories	1 Story
Building Area	2,068 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	45,738 sqft (1.05 acres)
Garage Type	Attached
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	62635
Street Address	281 VIEW POINT DR
City	RICHMOND
State	KY
Zip	40475-8228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN POINT LOT 33
Legal Subdivision	HIDDEN POINT SUB
Legal Lot Number	33
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1014
Census Tract	10701

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	281 VIEW POINT DR, RICHMOND, KY 40475-8228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Sep 28, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Deed Document Number	2014021083
Deed Book / Page	D00794 / 612
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	281 VIEW POINT DR, RICHMOND, KY 40475-8228
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2021/287
Date	Feb 9, 2021
Book Page	M2021/287
Instrument	2014029270

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 28, 2020
Property Address	281 VIEW POINT DR, RICHMOND, KY 40475-8228
Document Number	D00794/612
Book / Page	D00794 / 612
Map Reference	MB 17 PG 74
Instrument Date	Sep 21, 2020
Instrument	2014021083
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Amount	Amount Recorded
Tax	$342.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	248 VIEW POINT DR, 248, RICHMOND, KY 40475-8228

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	281 VIEW POINT DR, RICHMOND, KY 40475-8228

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,225.00 (-2.77%) Additional exemption filed	$342,000 (-)	$342,000 (-)
2023	$3,317.00	$342,000	$342,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on View Point Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures