Hamilton County property record for 296 S Crest Rd, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,586 sqft · built 1928 |
| Lot Size | 1.28 acres (55,756 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Sep 2019) |
| Tax Bill | $1,642 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 156K J 006 |
| Primary APN | 156K J 006 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,586 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 55,756 sqft (1.28 acres) |
| Lot Dimensions | 505 ft deep x 110 ft wide |
| Pool Area | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000093137 |
|---|---|
| Old Parcel Number | 156K J 006 |
| Street Address | 296 S CREST RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-5539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LTS 66 74 & PT LOTS 65 73 81 82 DUNLAP PLACE PB I3 PG 253 |
| Legal Subdivision | DUNLAP PLACE |
| Legal Lot Number | 66,74 74 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2500 |
Source: Hamilton County records · APN 156K J 006
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 296 S CREST RD, CHATTANOOGA, TN 37404-5539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2025 | Deed of Trust, Mortgage · Line of Credit TRUST FCU |
| Oct 22, 2020 | Deed of Trust, Mortgage · Conventional with PMI NEW AMERICAN FNDG |
| Apr 20, 2020 | Deed of Trust, Mortgage · Line of Credit TRUST FCU |
| May 05, 2017 | Warranty Deed, Transfer FIRST TITLE COMPANY |
| Mar 03, 2017 | Warranty Deed, Transfer · Commercial Mortgage PINNACLE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 03, 2019 · Amount on Record |
| Deed Sale | Sep 03, 2019 · Amount on Record |
| Prior Sale | May 05, 2017 · Amount on Record |
| Deed Document Number | 2019090300278 |
| Deed Book / Page | 11747 / 492 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 296 S CREST RD, CHATTANOOGA, TN 37404-5539 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000201 |
|---|---|
| Date | May 23, 2025 |
| Book Page | 13931/478 |
| Instrument | 2025052300201 |
| Name | TRUST FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 296 S CREST RD, CHATTANOOGA, TN 37404-5539 |
| Document Number | 1028000267 |
| Instrument Date | Oct 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2020 |
| Title Company | FIRST CHOICE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 296 S CREST RD CHATTANOOGA TN 374045539, CHATTANOOGA, TN 37404-5539 |
| Document Number | 1028000267 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 012209/000040 |
| Instrument | 201028000267 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 27, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 296 S CREST RD, CHATTANOOGA, TN 37404-5539 |
| Document Number | 0508000078 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 296 S CREST RD CHATTANOOGA TN 374045539, CHATTANOOGA, TN 37404-5539 |
| Document Number | 0508000078 |
|---|---|
| Date | May 08, 2020 |
| Book Page | 011995/000428 |
| Instrument | 200508000078 |
| Name | TRUST FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 07, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 05, 2017 |
| Property Address | 296 S CREST RD, CHATTANOOGA, TN 37404-5539 |
| Document Number | 0000000111 |
| Book / Page | 011042 / 000435 |
| Instrument Date | Mar 04, 2017 |
| Instrument | 111 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2017 |
| Title Company | FIRST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $111.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 142 DAWLEY DR STONINGTON CT 063782026, STONINGTON, CT 06378-2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 03, 2017 |
| Property Address | 296 S CREST RD, CHATTANOOGA, TN 37404-5539 |
| Document Number | 0000000109 |
| Book / Page | 10990 / 027 |
| Map Reference | MB G VOL5 PG150 |
| Instrument Date | Mar 03, 2017 |
| Instrument | 2017030300109 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Title Company | FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,702.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 296 S CREST RD, CHATTANOOGA, TN 37404-5539 |
| Document Number | 0000000110 |
|---|---|
| Date | Mar 03, 2017 |
| Instrument | 2017030300110 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 03, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,642.00 (-42.71%) | $108,375 (-15.41%) | $433,500 (-15.41%) Land $187,500 Building $246,000 |
| 2024 | $2,866.00 | $128,125 (-) | $512,500 (-) Land $150,000 Building $362,500 |
| 2023 | $2,866.00 | $128,125 (-) | $512,500 (-) Land $150,000 Building $362,500 |
| 2022 | $2,866.00 | $128,125 | $512,500 Land $150,000 Building $362,500 |
Source: FEMA National Flood Hazard Layer as of August 30, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T, Verizon.
Based on FCC filings for 236 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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