Hamilton County property record for 285 S Crest Rd, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 5,286 sqft · built 1996 |
| Lot Size | 0.365 acres (15,900 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $547,000 (Apr 2007) |
| Tax Bill | $3,959 (2025) |
| Deeds & Mortgages | May 2025 Transfer Jun 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 156K H 007.01 |
| Primary APN | 156K H 007.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 5,286 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,900 sqft (0.365 acres) |
| Lot Dimensions | 77 ft deep x 206 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000136120 |
|---|---|
| Old Parcel Number | 156K H 00701 |
| Street Address | 285 S CREST RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-5522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 2-A HUNTERS ADDN TO MISSION RIDGE PB7 PG42 REV 52-195 REV 54-136 OUT OF 156K-H-7 FOR 1996 |
| Legal Subdivision | HUNTERS ADD |
| Legal Lot Number | 2-A |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 2500 |
Source: Hamilton County records · APN 156K H 007.01
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 285 S CREST RD, CHATTANOOGA, TN 37404-5522 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 27, 2025 | Intrafamily Transfer, Transfer |
| Jun 08, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Jan 02, 2020 | Deed of Trust, Mortgage · Conventional with PMI TRUIST BK |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Apr 03, 2007 · Amount on Record |
| Deed Sale | Apr 03, 2007 · Amount on Record |
| Prior Sale | Apr 03, 2007 · Amount on Record |
| Deed Document Number | 0000000121 |
| Deed Book / Page | 8292 / 646 |
| Last Transfer Date | May 27, 2025 |
| Transfer Doc | 0000000231 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 27, 2025 |
| Property Address | 285 S CREST RD, CHATTANOOGA, TN 37404-5522 |
| Document Number | 0000000231 |
| Book / Page | 13932 / 932 |
| Map Reference | MB 54 PG 136 |
| Instrument Date | May 23, 2025 |
| Instrument | 2025052700231 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 285 S CREST RD, CHATTANOOGA, TN 37404-5522 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 285 S CREST RD, CHATTANOOGA, TN 37404-5522 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000181 |
|---|---|
| Date | Jun 08, 2018 |
| Book Page | 11369/453 |
| Instrument | 2018060800181 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 285 S CREST RD, CHATTANOOGA, TN 37404-5522 |
| Document Number | 0109000104 |
| Instrument Date | Jan 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2020 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 285 S CREST RD CHATTANOOGA TN 374045522, CHATTANOOGA, TN 37404-5522 |
| Document Number | 0109000104 |
|---|---|
| Date | Jan 09, 2020 |
| Book Page | 011874/000206 |
| Instrument | 200109000104 |
| Name | TRUIST BK |
|---|---|
| Address | RICHMOND, VA 23224 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 08, 2050 |
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,959.00 (+6.4%) | $261,250 (+57.07%) | $1,045,000 (+57.07%) Land $156,300 Building $888,700 |
| 2024 | $3,721.00 | $166,325 (-) | $665,300 (-) Land $125,000 Building $540,300 |
| 2023 | $3,721.00 | $166,325 (-) | $665,300 (-) Land $125,000 Building $540,300 |
| 2022 | $3,721.00 | $166,325 | $665,300 Land $125,000 Building $540,300 |
Source: FEMA National Flood Hazard Layer as of August 30, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T, Verizon.
Based on FCC filings for 236 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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