280 S Crest Rd, Chattanooga, TN 37404 Property Records

Hamilton County property record for 280 S Crest Rd, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,686 sqft · built 1960
Lot Size	0.714 acres (31,129 sqft)
Owner	Trust Name on File
Tax Bill	$2,001 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`156K J 004`

Property Details

APN / Parcel Number

Primary APN	`156K J 004`
Alternative APN	`0000093132`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,686 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	31,129 sqft (0.714 acres)
Lot Dimensions	340 ft deep x 102 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000093132
Street Address	280 S CREST RD
City	CHATTANOOGA
State	TN
Zip	37404-5539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LTS 3&11 PT LTS 2&10 DUNLAP PLACE PB13 PG253
Legal Subdivision	DUNLAP PLACE
Legal Lot Number	3,11
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1005
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

280 S Crest Rd is owner-occupied and held in a trust since January 1999.

Source: Hamilton County records, as of January 2, 2026

Owner of Record	Trust Name on File
Mailing Address	280 S CREST RD, CHATTANOOGA, TN 37404-5539
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Mar 28, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 21, 1999
Transfer Doc	0052740418
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	280 S CREST RD, CHATTANOOGA, TN 37404-5539
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000283
Date	Mar 11, 2022
Book Page	12879/180
Instrument	2022031100283

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Mar 28, 2024
Property Address	280 S CREST RD, CHATTANOOGA, TN 37404-5539
Document Number	0000000049
Book / Page	13548 / 583
Instrument Date	Mar 14, 2024
Instrument	2024032800049
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	280 S CREST RD, CHATTANOOGA, TN 37404-5539

Tax Assessment & Valuation

The 2025 property tax bill for 280 S Crest Rd was $2,001, up 3% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,001.00 (+3.04%)	$132,050 (+52.09%)	$528,200 (+52.09%) Land $225,000 Building $303,200
2024	$1,942.00	$86,825 (-)	$347,300 (-) Land $150,000 Building $197,300
2023	$1,942.00	$86,825 (-)	$347,300 (-) Land $150,000 Building $197,300
2022	$1,942.00	$86,825	$347,300 Land $150,000 Building $197,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 280 S Crest Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 S Crest Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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