Hamilton County property record for 309 S Crest Rd, Chattanooga, TN 37404
| Property Type | Duplex |
|---|---|
| Details | 4 ba · 3,084 sqft · built 1914 |
| Lot Size | 0.474 acres (20,648 sqft) |
| Owner | Company Name on File |
| Tax Bill | $818 (2025) |
| Deeds & Mortgages | May 2021 Transfer Apr 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 156K H 012 |
| Primary APN | 156K H 012 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,084 sqft Total Area |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 20,648 sqft (0.474 acres) |
| Lot Dimensions | 178 ft deep x 116 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000093117 |
|---|---|
| Street Address | 309 S CREST RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-5994 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R1 |
| Legal Description | LTS 8 & 9 HUNTERS ADDN PB 7 PG 42 |
| Legal Subdivision | HUNTERS ADDN |
| Legal Lot Number | 8,9 9 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 2500 |
Source: Hamilton County records · APN 156K H 012
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 309 S CREST RD, CHATTANOOGA, TN 37404-5994 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 24, 2021 | Intrafamily Transfer, Transfer |
| Apr 03, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Nov 07, 2019 | Deed of Trust, Mortgage · Line of Credit SMARTBANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Prior Sale | Apr 20, 2005 |
| Last Transfer Date | May 24, 2021 |
| Transfer Doc | 0000000186 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 24, 2021 |
| Property Address | 309 S CREST RD, CHATTANOOGA, TN 37404-5994 |
| Document Number | 0000000186 |
| Book / Page | 12496 / 365 |
| Instrument Date | Apr 22, 2021 |
| Instrument | 2021052400186 |
| Transaction Type | Transfer |
| Record Updated | Jan 01, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 309 S CREST RD, CHATTANOOGA, TN 37404-5994 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 309 S CREST RD, CHATTANOOGA, TN 37404-5994 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PIONEER TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000000219 |
|---|---|
| Date | Apr 03, 2018 |
| Book Page | 11309/775 |
| Instrument | 2018040300219 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 309 S CREST RD, CHATTANOOGA, TN 37404-5994 |
| Document Number | 1119000129 |
| Instrument Date | Nov 07, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 309 S CREST RD CHATTANOOGA TN 374045994, CHATTANOOGA, TN 37404-5994 |
| Document Number | 1119000129 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 011824/000410 |
| Instrument | 191119000129 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | HIXSON, TN 37343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 18, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $818.00 (-19.8%) | $54,000 (+18.42%) | $216,000 (+18.42%) Land $125,000 Building $91,000 |
| 2024 | $1,020.00 | $45,600 (-) | $182,400 (-) Land $90,000 Building $92,400 |
| 2023 | $1,020.00 | $45,600 (-) | $182,400 (-) Land $90,000 Building $92,400 |
| 2022 | $1,020.00 | $45,600 | $182,400 Land $90,000 Building $92,400 |
Source: FEMA National Flood Hazard Layer as of August 30, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T, Verizon.
Based on FCC filings for 236 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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