Lincoln County property record for 296 Riverside Ave, Troy, MT 59935
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,247 sqft · built 1951 |
| Lot Size | 0.463 acres (20,168 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $156,600 (Sep 2016) |
| Tax Bill | $5,297 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2021 Mortgage + 1 more |
| APN | R564236 |
| Primary APN | R564236 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,247 sqft Living Area |
| 1st Floor Area | 1,247 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 20,168 sqft (0.463 acres) |
| Lot Dimensions | 125 ft deep x 62 ft wide |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 196 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000003770 |
|---|---|
| Street Address | 296 RIVERSIDE AVE |
| City | TROY |
| State | MT |
| Zip | 59935-8712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST TROY 1ST ADDN, S12, T31 N, R34 W, BLOCK 001, W 62' LOT 2 (ACTUALLY N 62' PM 4672) *3770* |
| Legal Range | 34W |
| Legal Township | 31N |
| Legal Section | 12 |
| Legal Subdivision | WEST TROY 1ST ADDN |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 500 |
Source: Lincoln County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 296 RIVERSIDE AVE, TROY, MT 59935-8712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A |
| Jul 9, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 30, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2016 · Amount on Record |
| Deed Sale | Sep 27, 2016 · Amount on Record |
| Deed Document Number | 2016265419 |
| Deed Book / Page | 364 / 681 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Apr 14, 2026 |
| Property Address | 296 RIVERSIDE AVE, TROY, MT 59935-8712 |
| Document Number | 0000320521 |
| Book / Page | 414 / 505 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 2026320521 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 296 RIVERSIDE AVE, TROY, MT 59935-8712 |
| Document Number | 0000320521, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 414/505 |
| Instrument | 2026320521 |
| Name | U S BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 296 RIVERSIDE AVE, TROY, MT 59935-8712 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 390/909 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | 390/909 |
| Instrument | 294433 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 296 RIVERSIDE AVE, TROY, MT 59935-8712 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 385/723 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 385/723 |
| Instrument | 288961 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
Source: Lincoln County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Municipality | Troy City |
| Elementary School District | Troy Elementary School District (PK - 08) |
| Secondary School District | Troy High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,297.00 (+162.23%) | $423,700 (-) | |
| 2025 | $2,020.00 (-42.29%) | $423,700 (+30.73%) | $423,700 (+30.73%) Land $216,585 Building $207,115 |
| 2023 | $3,500.00 | $324,104 | $324,104 Land $130,034 Building $194,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 2 (1997) |
| Most Recent Claim | May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 79% of Montana |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TROY serves 2,100 people · EPA ID MT0000348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Western Montana CommunityTel Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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