2957 Bowen St, Elgin, SC 29045 Property Records

Kershaw County property record for 2957 Bowen St, Elgin, SC 29045 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	2,954 sqft · built 2008
Lot Size	0.36 acres (15,682 sqft)
Owner	Owner Name on File
Last Sale	$176,000 (May 2009)
Tax Bill	$1,554 (2023)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`333-00-00-117`

Property Details

APN / Parcel Number

Primary APN	`333-00-00-117`
Alternative APNs	`0333 00 00 1170` `48945`

Interior

Stories	2 Stories
Building Area	2,954 sqft Gross Area
Gross Area	2,158 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Exterior Material	Vinyl
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	500 sqft
Porch	Porch
Porch Area	296 sqft

Location & Zoning

Account Number	48945
Old Parcel Number	0333 00 00 1170
Street Address	2957 BOWEN ST
City	ELGIN
State	SC
Zip	29045-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDY CREEK SUBDIV PHASE 2 LOT 43
Legal Subdivision	SANDY CREEK SUBD
Legal Phase	2
Legal Lot Number	43
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2003
Census Tract	970909

Owner

Source: Kershaw County records · APN 333-00-00-117

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	2957 BOWEN ST, ELGIN, SC 29045-9705
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 28, 2009 · Amount on Record
Deed Sale	May 28, 2009 · Amount on Record
Deed Document Number	0000252741
Deed Book / Page	2527 / 41
Record Updated	Jun 08, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	2957 BOWEN ST, ELGIN, SC 29045-9705
Document Number	0000006551
Book / Page	003736 / 000234
Instrument Date	Aug 07, 2017
Transaction Type	Mortgage
Record Updated	Sep 01, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2957 BOWEN ST ELGIN SC 290459705, ELGIN, SC 29045-9705

Mortgage

Document Number	0000006551
Date	Aug 14, 2017
Book Page	003736/000234
Instrument	6551

Lender

Name	ALLSOUTH FCU
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Aug 13, 2029

Tax Assessment & Valuation

Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$222,500 (-) Land $28,000 Building $194,500	$222,500 (-)
2023	$1,554.00	$222,500 Land $28,000 Building $194,500	$222,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450559709092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force 4 of 4 on primary residences

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 39% of South Carolina
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.