2950 Bowen St, Elgin, SC 29045 Property Records

Kershaw County property record for 2950 Bowen St, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details2,758 sqft · built 2018
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Oct 2024)
Tax Bill$1,458 (2025)
Deeds & MortgagesAug 2026 Sale
Dec 2018 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN333-00-00-002-SKK

Property Details

APN / Parcel Number

Primary APN333-00-00-002-SKK
Alternative APN
  • 3567

Interior

Stories2 Stories
Building Area2,758 sqft Gross Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialVinyl
Lot Area43,560 sqft (1 acres)

Location & Zoning

Account Number3567
Street Address2950 BOWEN ST
CityELGIN
StateSC
Zip29045-9705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2
Legal SubdivisionHVP3 DEVELOPMENT LLC
Legal Lot Number2
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group1
Census Block1007
Census Tract970909

Owner

Source: Kershaw County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2950 BOWEN ST, ELGIN, SC 29045-9705
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 5, 2018Warranty Deed, Subdivision Related Transfer · FHA Mortgage
GUILD MTG
Oct 4, 2018Warranty Deed, Subdivision Related Transfer · Conventional with PMI
GUILD MTG
Oct 1, 2018Warranty Deed, Subdivision Related Transfer · VA Mortgage
MOVEMENT MTG
Sep 1, 2017Grant Deed, Construction Loan · Construction Mortgage
JAMES F PODELL
Aug 11, 2017Grant Deed, Construction Loan · Construction Mortgage
JAMES F PODELL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2024 · Amount on Record
Deed SaleOct 15, 2024 · Amount on Record
Prior SaleDec 5, 2018 · Amount on Record
Deed Document Number20248659
Deed Book / Page5231 / 1
Record UpdatedSep 20, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionKERSHAW SC
Recording DateAug 3, 2026
Property Address2950 BOWEN ST, ELGIN, SC 29045-9705
Document Number0000007449
Book / Page5648 / 98
Instrument DateJul 30, 2026
Instrument20267449
Transaction TypeTransfer
Record UpdatedAug 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2950 BOWEN ST, ELGIN, SC 29045-9705

December 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKERSHAW SC
Recording DateDec 5, 2018
Property Address2950 BOWEN ST, ELGIN, SC 29045-9705
Document Number0000009530
Book / Page003956 / 000011
Instrument DateDec 4, 2018
Instrument9530
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 22, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$870.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2950 BOWEN ST ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number9531
DateDec 5, 2018
Book Page003956/000012
Instrument9531
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 4, 2048

October 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKERSHAW SC
Recording DateOct 4, 2018
Property Address2950 BOWEN ST, ELGIN, SC 29045-9705
Document Number0000007894
Book / Page003928 / 000289
Instrument DateOct 2, 2018
Instrument7894
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 22, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$774.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1860 WILDWOOD LN ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number7895
DateOct 4, 2018
Book Page003928/000293
Instrument7895
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 3, 2048

October 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKERSHAW SC
Recording DateOct 1, 2018
Property Address2950 BOWEN ST, ELGIN, SC 29045-9705
Document Number0000007722
Book / Page003925 / 000297
Instrument DateSep 28, 2018
Instrument7722
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 22, 2020
Title CompanyOTHER

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$901.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1864 WILDWOOD LN ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number7723
DateOct 1, 2018
Book Page003925/000298
Instrument7723
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 30, 2048

September 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionKERSHAW SC
Recording DateSep 1, 2017
Property Address2950 BOWEN ST, ELGIN, SC 29045-9705
Document Number0000007119
Book / Page003745 / 000143
Instrument DateSep 1, 2017
Instrument7119
Transaction TypeConstruction Loan
Record UpdatedOct 22, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$500.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 655 ELGIN SC 290450655, ELGIN, SC 29045-0655
InvestorPossibly a Property Investor

Mortgage

Document Number7120
DateSep 1, 2017
Book Page003745/000148
Instrument7120
Lender
NameJAMES F PODELL
AddressPO BOX 279, ELGIN, SC 29045-0279
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 31, 2018

Mortgage

Document Number7121,
DateSep 1, 2017
Book Page003745/000153
Instrument7121
Lender
NameJAMES F PODELL
AddressPO BOX 279, ELGIN, SC 29045-0279
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 31, 2018

August 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionKERSHAW SC
Recording DateAug 11, 2017
Property Address2950 BOWEN ST, ELGIN, SC 29045-9705
Document Number0000006499
Book / Page003735 / 000302
Instrument DateAug 10, 2017
Instrument6499
Transaction TypeConstruction Loan
Record UpdatedOct 22, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,110.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1712 WOODCREEK FARMS RD ELGIN SC 290458755, ELGIN, SC 29045-8755

Mortgage

Document Number6500
DateAug 11, 2017
Book Page003735/000307
Instrument6500
Lender
NameJAMES F PODELL
AddressPO BOX 279, ELGIN, SC 29045-0279
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 10, 2018

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,458.00 (-0.61%)$325,000 (+38.18%) Land $35,000 Building $290,000$325,000 (+38.18%)
2023$1,467.00$235,200 Land $35,000 Building $200,200$235,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 57% of South Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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