Kershaw County property record for 2945 Bowen St, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 2,966 sqft · built 2007 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,143 (2023) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 333-00-00-120 |
| Primary APN | 333-00-00-120 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,966 sqft Gross Area |
| Gross Area | 2,251 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Brick |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Porch | Porch |
| Porch Area | 42 sqft |
| Deck Area | 144 sqft |
| Account Number | 48943 |
|---|---|
| Old Parcel Number | 0333 00 00 1200 |
| Street Address | 2945 BOWEN ST |
| City | ELGIN |
| State | SC |
| Zip | 29045-9705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | SANDY CREEK SUBDIV PHASE 2 LOT 46 |
| Legal Subdivision | SANDY CREEK SUBD |
| Legal Phase | 2 |
| Legal Lot Number | 46 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 970909 |
Source: Kershaw County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2945 BOWEN ST, ELGIN, SC 29045-9705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2016 |
| Deed Sale | Apr 30, 2016 |
| Deed Document Number | 0003523200 |
| Deed Book / Page | 2219 / 064 |
| Prior Transfer Date | Aug 8, 2007 |
| Prior Transfer Doc | 08232 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 2945 BOWEN ST, ELGIN, SC 29045-9705 |
| Document Number | 0000011555 |
| Instrument Date | Sep 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 2945 BOWEN ST ELGIN SC 290459705, ELGIN, SC 29045-9705 |
| Document Number | 0000011555 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 004359/000215 |
| Instrument | 11555 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 2, 2050 |
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $255,500 (-) Land $28,000 Building $227,500 | $255,500 (-) | |
| 2023 | $1,143.00 | $255,500 Land $28,000 Building $227,500 | $255,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 61% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: TruVista Communications.
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