2965 Bowen St, Elgin, SC 29045 Property Records

Kershaw County property record for 2965 Bowen St, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	4,219 sqft · built 2016
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,528 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`333-00-00-161`

Property Details

APN / Parcel Number

Primary APN	`333-00-00-161`
Alternative APN	`47418`

Interior

Stories	2 Stories
Building Area	4,219 sqft Gross Area
Gross Area	3,611 sqft

Exterior

Year Built	Built 2016
Exterior Material	Vinyl
Lot Area	16,553 sqft (0.38 acres)

Location & Zoning

Account Number	47418
Street Address	2965 BOWEN ST
City	ELGIN
State	SC
Zip	29045-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	SANDY CREEK SUBDIV PHASE 2 LOT 41
Legal Subdivision	SANDY CREEK SUBD
Legal Phase	2
Legal Lot Number	41
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2003
Census Tract	970909

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	2965 BOWEN ST, ELGIN, SC 29045-9705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage COLTEN MTG
Nov 13, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2019
Deed Sale	Oct 31, 2019
Deed Document Number	0004124169
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	2965 BOWEN ST, ELGIN, SC 29045-9705
Document Number	0000006361
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2965 BOWEN ST ELGIN SC 290459705, ELGIN, SC 29045-9705

Mortgage

Document Number	0000006361
Date	Jul 21, 2020
Book Page	004262/000245
Instrument	6361

Lender

Name	COLTEN MTG
Address	CENTENNIAL, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERSHAW SC
Recording Date	Nov 13, 2019
Property Address	2965 BOWEN ST, ELGIN, SC 29045-9705
Document Number	0000009184
Book / Page	004124 / 000169
Instrument Date	Oct 31, 2019
Instrument	9184
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2965 BOWEN ST ELGIN SC 290459705, ELGIN, SC 29045-9705

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,528.00 (+27.65%)	$267,400 (-) Land $28,000 Building $239,400	$267,400 (-)
2023	$1,197.00	$267,400 Land $28,000 Building $239,400	$267,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: TruVista Communications.

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