2955 Keady Mill Loop, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 2955 Keady Mill Loop, Kannapolis, NC 28081 · Last verified May 2024

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,232 sqft · built 2014
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$288,000 (Jun 2014)
Tax Bill$4,812 (2023)
Deeds & MortgagesDec 2022 Line of Credit
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN04051F0396.000000

Property Details

APN / Parcel Number

Primary APN04051F0396.000000
Alternative APNs
  • 5602 77 0081
  • 95183

Interior

Bedrooms5 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area3,232 sqft Living Area
Gross Area3,672 sqft
1st Floor Area1,364 sqft
Upper Floors Area1,868 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Exterior MaterialAsbestos
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions164 ft deep x 60 ft wide
Garage TypeMixed
Garage Area440 sqft
DrivewayDriveway
Driveway Area969 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area116 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number95183
Street Address2955 KEADY MILL LOOP
CityKANNAPOLIS
StateNC
Zip28081-6444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 396 KELLSWATER BRIDGE
Legal SubdivisionVILLAGE/KELLSWATER BRG PH 01B
Legal Lot Number396
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group3
Census Block3005
Census Tract41202

Owner

Source: Cabarrus County records · APN 04051F0396.000000

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2955 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6444
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 05, 2022Deed of Trust, Mortgage · Line of Credit
COGENT BANK
Dec 01, 2020Deed of Trust, Mortgage · VA Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 06, 2014 · Amount on Record
Deed SaleJun 06, 2014 · Amount on Record
Prior SaleMar 29, 2012 · Amount on Record
Deed Document Number0010988154
Deed Book / Page10988 / 154
Record UpdatedJun 07, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address2955 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6444
Transaction TypeMortgage
Record UpdatedDec 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2955 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6444

Mortgage

Document Number0001630198
DateDec 05, 2022
Book Page16301/98
Lender
NameCOGENT BANK
TypeBank
AddressCHARLOTTE, NC 28210
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueNov 01, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address2955 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6444
Transaction TypeMortgage
Record UpdatedAug 22, 2022
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014712232
DateDec 01, 2020
Book Page14712/232
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$4,812.00$351,230 Land $58,000 Building $293,230$351,230 Land $58,000 Building $293,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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