2943 Keady Mill Loop, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 2943 Keady Mill Loop, Kannapolis, NC 28081

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,746 sqft · built 2007
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$507,000 (Nov 2024)
Tax Bill$5,228 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Nov 2021 Transfer
Flood ZoneZone X (minimal risk)
APN04051F0395.000000

Property Details

APN / Parcel Number

Primary APN04051F0395.000000
Alternative APNs
  • 5602 77 0098
  • 151472
  • 174566
  • 49780

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,746 sqft Living Area
Gross Area3,798 sqft
1st Floor Area1,289 sqft
Upper Floors Area1,457 sqft
FlooringHardwood
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2010
Exterior MaterialAsbestos
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions146 ft deep x 60 ft wide
Garage TypeMixed
Garage Area494 sqft
DrivewayConcrete Driveway
Driveway Area1,080 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area390 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number174566
Street Address2943 KEADY MILL LOOP
CityKANNAPOLIS
StateNC
Zip28081-6444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-TND
Legal DescriptionLT 395 VILLAGE AT KELLSWATER BRIDGE
Legal SubdivisionKELLSWATER BRIDGE
Legal Lot Number395
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group3
Census Block3005
Census Tract41202

Owner

Source: Cabarrus County records · APN 04051F0395.000000

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2943 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6444
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA
Nov 29, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 22, 2024 · Amount on Record
Deed SaleNov 22, 2024 · Amount on Record
Prior SaleApr 09, 2007 · Amount on Record
Deed Document Number202425202
Deed Book / Page17201 / 1
Prior Transfer DateNov 24, 2021
Prior Transfer Doc0015683326
Record UpdatedJun 08, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateAug 31, 2023
Property Address2943 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6444
Document Number0016631332
Book / Page16631 / 332
Map ReferenceMP 3 MB 50 PG 97
Instrument DateAug 30, 2023
Transaction TypeTransfer
Record UpdatedSep 11, 2023
Title CompanyNOT AVAILABLE, REAL TITLE OF THE CAROLINAS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$982.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4837 DURNEIGH DR, KANNAPOLIS, NC 28081-6507

Transferred To (Grantee/Buyer)

NameVerified Name
Address2943 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6444

Mortgage

Document Number0166310334
DateAug 31, 2023
Instrument16631-0334
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateSep 01, 2030
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.2%
Margin3
Max Rate11.2%

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCABARRUS NC
Recording DateNov 29, 2021
Property Address2943 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6444
Document Number0015683326
Book / Page15683 / 326
Map ReferenceMB 050 G 97
Instrument DateNov 24, 2021
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2943 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6444

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,228.00 (+27.29%)$460,450 (+53.59%) Land $92,000 Building $368,450
2024$460,450 (+53.59%) Land $92,000 Building $368,450
2023$4,107.00$299,800 Land $58,000 Building $241,800$299,800 Land $58,000 Building $241,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
8,000 / 8,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 500
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Uniti Group.

Based on FCC filings for 217 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF KANNAPOLIS
serves 56,050 people
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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