2921 Keady Mill Loop, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 2921 Keady Mill Loop, Kannapolis, NC 28081 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,177 sqft · built 2017
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Feb 2017)
Tax Bill	$6,410 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04051F0393.000000`

Property Details

APN / Parcel Number

Primary APN	`04051F0393.000000`
Alternative APNs	`5602 77 0281` `45752`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,177 sqft Living Area
Gross Area	4,188 sqft
1st Floor Area	2,357 sqft
Upper Floors Area	820 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Asbestos
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	141 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	726 sqft
Driveway	Concrete Driveway
Driveway Area	759 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	177 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	45752
Street Address	2921 KEADY MILL LOOP
City	KANNAPOLIS
State	NC
Zip	28081-6444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 393 KELLSWATER BRIDGE
Legal Subdivision	KELLSWATER BRIDGE
Legal Lot Number	393
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	3
Census Block	3005
Census Tract	41202

Owner

Source: Cabarrus County records · APN 04051F0393.000000

Assessment roll updated September 23, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2921 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 08, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRSTBANK
Jul 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Dec 13, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPS CU
Feb 08, 2018	Loan Modification, Mortgage FIRST BK
Feb 28, 2017	Warranty Deed, Construction Loan · Construction Mortgage FIRST BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2017 · Amount on Record
Deed Sale	Feb 28, 2017 · Amount on Record
Prior Sale	Sep 26, 2008 · Amount on Record
Deed Document Number	201712376-0083
Deed Book / Page	12376 / 83
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2921 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6444
Document Number	14240320
Instrument Date	Jun 08, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2921 KEADY MILL LOOP KANNAPOLIS NC 280816444, KANNAPOLIS, NC 28081-6444

Mortgage

Document Number	14240320
Date	Jun 11, 2020
Book Page	014240/000320
Instrument	17719

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2921 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6444
Document Number	13627300
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 05, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2921 KEADY MILL LOOP KANNAPOLIS NC 280816444, KANNAPOLIS, NC 28081-6444

Mortgage

Document Number	13627300
Date	Jul 29, 2019
Book Page	013627/000300
Instrument	19168

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2921 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6444
Document Number	1330642
Instrument Date	Dec 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 02, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2921 KEADY MILL LOOP KANNAPOLIS NC 280816444, KANNAPOLIS, NC 28081-6444

Mortgage

Document Number	1330642
Date	Dec 19, 2018
Book Page	013306/000042
Instrument	31253

Lender

Name	STATE EMPS CU
Address	CONCORD, NC 28026

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CABARRUS NC
Property Address	2921 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6444
Document Number	12873185
Instrument Date	Feb 08, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2921 KEADY MILL LOOP KANNAPOLIS NC 280816444, KANNAPOLIS, NC 28081-6444

Mortgage

Document Number	12873185
Date	Feb 09, 2018
Book Page	012873/000185
Instrument	3055

Lender

Name	FIRST BK
Type	Bank
Address	TROY, NC 27371

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 08, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

February 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 28, 2017
Property Address	2921 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6444
Document Number	1237683
Book / Page	012376 / 000083
Instrument Date	Feb 27, 2017
Instrument	4967
Transaction Type	Construction Loan
Record Updated	Feb 05, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$110.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	674 SUMMERFORD CT NW CONCORD NC 280277712, CONCORD, NC 28027-7712

Mortgage

Document Number	1237685
Date	Feb 28, 2017
Book Page	012376/000085
Instrument	4968

Lender

Name	FIRST BK
Type	Bank
Address	TROY, NC 27371

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2047

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,410.00 (+23.15%)	$564,550 (+47.24%) Land $92,000 Building $472,550
2024			$564,550 (+47.24%) Land $92,000 Building $472,550
2023	$5,205.00	$383,420 Land $58,000 Building $325,420	$383,420 Land $58,000 Building $325,420

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250412023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Hotwire Communications	Fiber	8,000 / 8,000
Spectrum	Fiber	1,000 / 500
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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