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2961 Keady Mill Loop, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 2961 Keady Mill Loop, Kannapolis, NC 28081 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,232 sqft · built 2012
Lot Size0.289 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$287,500 (Jan 2013)
Tax Bill$5,631 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN04051F0397.000000

Property Details

APN / Parcel Number

Primary APN04051F0397.000000
Alternative APNs
  • 5602 76 0965
  • 87990

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,232 sqft Living Area
Gross Area3,672 sqft
1st Floor Area1,364 sqft
Upper Floors Area1,868 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Exterior MaterialAsbestos
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.289 acres)
Lot Dimensions164 ft deep x 69 ft wide
Garage TypeMixed
Garage Area440 sqft
DrivewayDriveway
Driveway Area1,328 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area144 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number87990
Street Address2961 KEADY MILL LOOP
CityKANNAPOLIS
StateNC
Zip28081-6444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 397 KELLSWATER BRIDGE PH 1B MP 3
Legal SubdivisionKELLSWATER BRIDGE
Legal Lot Number397
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group3
Census Block3005
Census Tract41202

Owner

Source: Cabarrus County records · APN 04051F0397.000000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2961 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6444
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 02, 2013 · Amount on Record
Deed SaleJan 02, 2013 · Amount on Record
Prior SaleMar 29, 2012 · Amount on Record
Deed Document Number0010320343
Deed Book / Page10320 / 343
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address2961 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6444
Transaction TypeMortgage
Record UpdatedOct 01, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001762544
DateSep 22, 2025
Book Page17625/44
Lender
NameTRULIANT FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 22, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,631.00 (+19.53%)$495,910 (+44.21%) Land $92,000 Building $403,910
2024$495,910 (+44.21%) Land $92,000 Building $403,910
2023$4,711.00$343,880 Land $58,000 Building $285,880$343,880 Land $58,000 Building $285,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250412023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Hotwire CommunicationsFiber8,000 / 8,000
SpectrumFiber1,000 / 500
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

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