2926 River Rd, Melrose, NY 12121 Property Records

Rensselaer County and Schaghticoke Town property record for 2926 River Rd, Melrose, NY 12121

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,734 sqft · built 1994
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Sep 2014)
Tax Bill	$6,869 (2026)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`384289 30.-3-10.2`

Property Details

APN / Parcel Number

Primary APN	`384289 30.-3-10.2`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,734 sqft Living Area
1st Floor Area	1,734 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	51,401 sqft (1.18 acres)
Lot Width	270 ft Width
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	282 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2926 RIVER RD
City	MELROSE
State	NY
Zip	12121-2523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HC
Legal Block	3
Legal Lot Number	10.002
Jurisdiction	RENSSELAER NY
Township / Civil Division	SCHAGHTICOKE
Census Block Group	3
Census Block	3008
Census Tract	51901

Owner

Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	36 LEE ST, MECHANICVILLE, NY 12118-2304
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2014 · Amount on Record
Deed Sale	Sep 19, 2014 · Amount on Record
Deed Book / Page	7266 / 109
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	2926 RIVER RD, MELROSE, NY 12121-2523
Document Number	0000571222
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2926 RIVER RD MELROSE NY 121212523, MELROSE, NY 12121-2523

Mortgage

Document Number	0000571222
Date	Jul 15, 2020
Book Page	009219/000225
Instrument	571222

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 14, 2035

Tax Assessment & Valuation

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	Schaghticoke Town
Unified School District	Mechanicville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,869.00 (+0.48%)
2025	$6,836.00 (+74.21%)	$51,000 (-) Land $10,300 Building $40,700	$358,146 (+12.71%) Land $72,331 Building $285,815
2023		$51,000 (-) Land $10,300 Building $40,700	$317,757 (+10.59%) Land $64,174 Building $253,583
2022	$3,924.00	$51,000 Land $10,300 Building $40,700	$287,324 Land $58,028 Building $229,296

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20