2952 Pine Valley Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 2952 Pine Valley Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,129 sqft · built 2006
Lot Size	0.446 acres (19,428 sqft)
Owner	Individual Name on Record
Last Sale	$1,915,000 (Mar 2019)
Tax Bill	$12,874 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-2S-21-42210-000-2952`

Property Details

APN / Parcel Number

Primary APN	`14-2S-21-42210-000-2952`
Alternative APN	`1020173`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	5,129 sqft Living Area
Gross Area	7,869 sqft
Flooring	Steel Beam
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	19,428 sqft (0.446 acres)
Lot Dimensions	17.7 ft deep x 11 ft wide
Garage Type	Finished
Garage Area	875 sqft
Porch	Porch
Porch Area	1,865 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1020173
Street Address	2952 PINE VALLEY DR
City	MIRAMAR BEACH
State	FL
Zip	32550-7837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 2952 PINE VALLEY AT SANDESTIN PB 12-14 OR 1715-142 OR 2306-187 OR 2548-1380 OR 2634-1075 OR 2988-953 OR 3100-4004
Legal Range	21W
Legal Township	02S
Legal Section	14
Legal Subdivision	PINE VALLEY AT SANDESTIN
Legal Lot Number	2952
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3000
Census Tract	950607

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2952 PINE VALLEY DR, MIRAMAR BEACH, FL 32550-7837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Mar 28, 2019	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2019 · Amount on Record
Deed Sale	Mar 28, 2019 · Amount on Record
Prior Sale	Aug 24, 2015 · Amount on Record
Deed Document Number	20190009370
Deed Book / Page	3100 / 4004
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	2952 PINE VALLEY DR, MIRAMAR BEACH, FL 32550-7837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031194333
Date	Oct 2, 2019
Book Page	3119/4333
Instrument	20190034324

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 28, 2019
Property Address	2952 PINE VALLEY DR, MIRAMAR BEACH, FL 32550-7837
Document Number	0031004004
Book / Page	3100 / 4004
Map Reference	MB 12 PG 14-14A
Instrument Date	Mar 27, 2019
Instrument	20190009370
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,405.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	763 AVERY BLVD N, 763, RIDGELAND, MS 39157-5218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2952 PINE VALLEY DR, MIRAMAR BEACH, FL 32550-7837

Mortgage

Document Number	20190009371
Date	Mar 28, 2019
Instrument	20190009371

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,417,927 (-13.25%) Land $500,000 Building $1,917,927	$2,417,927 (-13.25%) Land $500,000 Building $1,917,927
2024	$12,874.00 (+3.63%)
2023	$12,423.00 (+1.07%) Homeowner's exemption	$2,787,177 (+9.81%) Land $281,827 Building $2,505,350	$2,787,177 (+9.81%) Land $281,827 Building $2,505,350
2022	$12,292.00 Homeowner's exemption	$2,538,271 Land $312,828 Building $2,225,443	$2,538,271 Land $312,828 Building $2,225,443

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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