2957 Pine Valley Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 2957 Pine Valley Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,188 sqft · built 2013
Lot Size	0.482 acres (21,039 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (May 2020)
Tax Bill	$11,513 (2024)
Deeds & Mortgages	May 2020 Sale
Flood Zone	Zone X (moderate risk)
APN	`14-2S-21-42210-000-2957`

Property Details

APN / Parcel Number

Primary APN	`14-2S-21-42210-000-2957`
Alternative APN	`1020178`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,188 sqft Living Area
Gross Area	4,752 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2013
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	21,039 sqft (0.482 acres)
Lot Dimensions	18.3 ft deep x 11.5 ft wide
Garage Type	Finished
Garage Area	876 sqft
Porch	Porch
Porch Area	688 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1020178
Street Address	2957 PINE VALLEY DR
City	MIRAMAR BEACH
State	FL
Zip	32550-7837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 2957 PINE VALLEY AT SANDESTIN S/D PB 12-14 OR 1471-306 OR 2261-366 OR 2889-1154 OR 3143-2794
Legal Range	21W
Legal Township	02S
Legal Section	14
Legal Subdivision	PINE VALLEY AT SANDESTIN
Legal Block	12
Legal Lot Number	2957
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3000
Census Tract	950607

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2957 PINE VALLEY DR, MIRAMAR BEACH, FL 32550-7837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2020 · Amount on Record
Deed Sale	May 20, 2020 · Amount on Record
Prior Sale	May 1, 2012 · Amount on Record
Deed Document Number	20200017160
Deed Book / Page	3143 / 2794
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 20, 2020
Property Address	2957 PINE VALLEY DR, MIRAMAR BEACH, FL 32550-7837
Document Number	0031432794
Book / Page	003143 / 002794
Instrument Date	May 18, 2020
Instrument	17159
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$9,450.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2957 PINE VALLEY DR MIRAMAR BEACH FL 325507837, MIRAMAR BEACH, FL 32550-7837

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,862,072 (-9.39%) Land $500,000 Building $1,362,072	$1,862,072 (-9.39%) Land $500,000 Building $1,362,072
2024	$11,513.00 (+3.64%)
2023	$11,109.00 (+1.07%) Homeowner's exemption	$2,054,950 (+8.9%) Land $281,827 Building $1,773,123	$2,054,950 (+8.9%) Land $281,827 Building $1,773,123
2022	$10,991.00 Homeowner's exemption	$1,886,999 Land $312,828 Building $1,574,171	$1,886,999 Land $312,828 Building $1,574,171

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Valley Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures