2947 Pine Valley Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 2947 Pine Valley Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,548 sqft · built 2014
Lot Size	0.378 acres (16,466 sqft)
Owner	Company Name on Record
Last Sale	$2,050,000 (Mar 2023)
Tax Bill	$12,112 (2025)
Deeds & Mortgages	Mar 2023 Sale May 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`14-2S-21-42210-000-2947`

Property Details

APN / Parcel Number

Primary APN	`14-2S-21-42210-000-2947`
Alternative APNs	`14-221-42210-000-2947` `1020168`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,548 sqft Living Area
Gross Area	4,952 sqft
1st Floor Area	3,548 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	16,466 sqft (0.378 acres)
Lot Dimensions	154 ft deep x 107 ft wide
Garage Type	Attached
Garage Area	741 sqft
Driveway	Brick Driveway
Porch	Finished Screened Porch
Porch Area	663 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2947 PINE VALLEY DR
City	MIRAMAR BEACH
State	FL
Zip	32550-7837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 2947 PINE VALLEY AT SANDESTIN PB 12-14 OR 1731-82 OR 2609-3558 OR 2932-3895 OR 2994-2969 OR 3284-2507
Legal Range	021
Legal Township	02S
Legal Section	14
Legal Subdivision	SANDESTIN
Legal Block	29
Legal Lot Number	2947
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3000
Census Tract	950607

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2947 PINE VALLEY DR, MIRAMAR BEACH, FL 32550-7837
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Warranty Deed, Transfer BURKE LAW AND TITLE LLC
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Prior Sale	Oct 1, 2015 · Amount on Record
Deed Document Number	202310188
Deed Book / Page	3284 / 2507
Prior Transfer Date	Oct 21, 2015
Prior Transfer Doc	0029942969
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 24, 2023
Property Address	2947 PINE VALLEY DR, MIRAMAR BEACH, FL 32550-7837
Document Number	0032842507
Book / Page	3284 / 2507
Map Reference	MB 12 PG 14&14A
Instrument Date	Mar 24, 2023
Instrument	20230010188
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	BURKE LAW AND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$14,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 PONCE DE LEON ST UNIT 215, 215, MIRAMAR BEACH, FL 32550-4337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2947 PINE VALLEY DR, MIRAMAR BEACH, FL 32550-7837

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	2947 PINE VALLEY DR, MIRAMAR BEACH, FL 32550-7837
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031992838
Date	May 25, 2021
Book Page	3199/2838
Instrument	20210026268

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	Other
Max Rate	8.37%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	2947 PINE VALLEY DR, MIRAMAR BEACH, FL 32550-7837
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031903132
Date	Mar 31, 2021
Book Page	3190/3132
Instrument	20210015588

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8%
Index	Other
Margin	3
Max Rate	8%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,112.00 (+1.84%)	$1,379,159 (-35.5%)	$1,934,406 (-9.54%) Land $500,000 Building $1,434,406
2024	$11,893.00 (+26.85%)
2023	$9,376.00 (+1.09%) Homeowner's exemption	$2,138,296 (+10.18%) Land $281,827 Building $1,856,469	$2,138,296 (+10.18%) Land $281,827 Building $1,856,469
2022	$9,275.00 Homeowner's exemption	$1,940,663 Land $312,828 Building $1,627,835	$1,940,663 Land $312,828 Building $1,627,835

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Wildstar Networks.

Nearby Properties on Pine Valley Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures