Kershaw County property record for 2944 Bowen St, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3,881 sqft · built 2018 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $266,000 (Nov 2018) |
| Tax Bill | $1,656 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 333-00-00-003-SKK |
| Primary APN | 333-00-00-003-SKK |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,881 sqft Gross Area |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Account Number | 3567 |
|---|---|
| Old Parcel Number | 333-00-00-003 SKK |
| Street Address | 2944 BOWEN ST |
| City | ELGIN |
| State | SC |
| Zip | 29045-9705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 |
| Legal Subdivision | HVP3 DEV LLC |
| Legal Lot Number | 3 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 970909 |
Source: Kershaw County assessment roll, as of September 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 2944 BOWEN ST, ELGIN, SC 29045-9705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional with PMI MID CAROLINA CU |
| Nov 20, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI AMERIS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2018 · Amount on Record |
| Deed Sale | Nov 15, 2018 · Amount on Record |
| Deed Document Number | 0000394959 |
| Deed Book / Page | 3949 / 59 |
| Last Transfer Date | Nov 20, 2018 |
| Transfer Doc | 0000009144 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 2944 BOWEN ST, ELGIN, SC 29045-9705 |
| Document Number | 0000007425 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2944 BOWEN ST ELGIN SC 290459705, ELGIN, SC 29045-9705 |
| Document Number | 0000007425 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 004282/000209 |
| Instrument | 7425 |
| Name | MID CAROLINA CU |
|---|---|
| Type | Credit Union |
| Address | CAMDEN, SC 29020 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 18, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Nov 20, 2018 |
| Property Address | 2944 BOWEN ST, ELGIN, SC 29045-9705 |
| Document Number | 0000009144 |
| Book / Page | 003949 / 000059 |
| Instrument Date | Nov 15, 2018 |
| Instrument | 9144 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $984.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2944 BOWEN ST ELGIN SC 29045, ELGIN, SC 29045 |
| Document Number | 9145 |
|---|---|
| Date | Nov 20, 2018 |
| Book Page | 003949/000060 |
| Instrument | 9145 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2048 |
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,656.00 (+975.32%) | $272,300 (-) Land $35,000 Building $237,300 | $272,300 (-) |
| 2023 | $154.00 | $272,300 Land $35,000 Building $237,300 | $272,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 57% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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