295 Waters Edge Ln, Madison, AL 35758 Property Records

Madison County property record for 295 Waters Edge Ln, Madison, AL 35758

Property Summary

Property Type	Condominium
Details	1 ba · 1,055 sqft · built 1994
Lot Size	37.8 acres (1,646,568 sqft)
Owner	2 Individual Names on File
Last Sale	$305,980 (Dec 2023)
Tax Bill	$2,275 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-02-09-1-002-041.030-CONDO`

Property Details

APN / Parcel Number

Primary APN	`16-02-09-1-002-041.030-CONDO`
Alternative APNs	`240702` `622955`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,055 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,646,568 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	622955
Street Address	295 WATERS EDGE LN
City	MADISON
State	AL
Zip	35758-2590
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 1 BLDG 16 WATERS EDGE VILLAGE PH XVII C MADISON TOWNE CENTRE CONDO PB 29 PG 73
Legal Range	02W
Legal Township	04S
Legal Section	09
Legal Subdivision	WATERS EDGE VILLAGE PH XVII
Jurisdiction	MADISON AL
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1003
Census Tract	11013

Owner

Source: Madison County records · APN 16-02-09-1-002-041.030-CONDO

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	10137 SKYLARK DR SE, HUNTSVILLE, AL 35803-2819
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Prior Sale	Apr 19, 2023 · Amount on Record
Deed Document Number	D202350012
Deed Book / Page	DEED2023 / 50012
Record Updated	Jun 08, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Dec 28, 2023
Property Address	295 WATERS EDGE LN, MADISON, AL 35758-2590
Document Number	0000050012
Book / Page	DEED2023 / 50012
Instrument Date	Dec 27, 2023
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	JACOB TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4106 9TH AVE SW, HUNTSVILLE, AL 35805-3406

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2023207470
Date	Dec 28, 2023
Instrument	2023/207470

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Mortgage

Document Number	0000207470
Date	Dec 28, 2023
Book Page	2023/207470

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,275.00 (+27.09%)	$32,660 (+27.18%) Building $32,660	$163,300 (+27.18%) Building $163,300
2023	$1,790.00 (+25.17%)	$25,680 (+25.27%) Building $25,680	$128,400 (+25.27%) Building $128,400
2022	$1,430.00	$20,500 Building $20,500	$102,500 Building $102,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2016 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 219 locations within half a mile of this property.

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