303 Waters Edge Ln, Madison, AL 35758 Property Records

Madison County property record for 303 Waters Edge Ln, Madison, AL 35758

Property Summary

Property Type	Condominium
Details	1 ba · 1,055 sqft · built 1994
Lot Size	37.8 acres (1,646,568 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (May 2019)
Tax Bill	$2,040 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-02-09-1-002-041.031-CONDO`

Property Details

APN / Parcel Number

Primary APN	`16-02-09-1-002-041.031-CONDO`
Alternative APN	`491460`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,055 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,646,568 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	491460
Street Address	303 WATERS EDGE LN
City	MADISON
State	AL
Zip	35758-2557
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	303 WATERS EDGE LN MADISON TOWNE CENTRE SEC C WATERS EDGE VILLAGE PH XVII C BEING .00061 UNDIV PRO RATA SHARE (SUBJ TO CHG WH
Legal Range	02W
Legal Township	04S
Legal Section	09
Legal Subdivision	WATERS EDGE VILLAGE PH XVII C
Legal Block	16
Jurisdiction	MADISON AL
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1003
Census Tract	11013

Owner

Source: Madison County records · APN 16-02-09-1-002-041.031-CONDO

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	303 WATERS EDGE LN, MADISON, AL 35758-2557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
May 14, 2019	Warranty Deed, Transfer · VA Mortgage ASSURANCE FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 14, 2019 · Amount on Record
Deed Sale	May 14, 2019 · Amount on Record
Prior Sale	Dec 17, 2008 · Amount on Record
Deed Document Number	20190514000029046
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	303 WATERS EDGE LN, MADISON, AL 35758-2557
Transaction Type	Mortgage
Record Updated	Jun 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031932
Date	Apr 16, 2021
Instrument	2021-00031932

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	May 14, 2019
Property Address	303 WATERS EDGE LN, MADISON, AL 35758-2557
Document Number	0000029046
Map Reference	MB 29 PG 45
Instrument Date	May 10, 2019
Instrument	20190514000029046
Transaction Type	Transfer
Record Updated	Jun 08, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29480 PHUNDEROW DR, 29480, HARVEST, AL 35749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 WATERS EDGE LN, MADISON, AL 35758-2557

Mortgage

Document Number	0000029047
Date	May 14, 2019
Instrument	20190514000029047

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,040.00 (+13.97%)	$29,280 (+14.02%) Building $29,280	$146,400 (+14.02%) Building $146,400
2023	$1,790.00 (+12.58%)	$25,680 (+12.63%) Building $25,680	$128,400 (+12.63%) Building $128,400
2022	$1,590.00	$22,800 Building $22,800	$114,000 Building $114,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (01089C), as of September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010890110131, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2016 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 219 locations within half a mile of this property.

Nearby Properties on Waters Edge Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures