287 Waters Edge Ln, Madison, AL 35758 Property Records

Madison County property record for 287 Waters Edge Ln, Madison, AL 35758

Property Summary

Property Type	Condominium
Details	1 ba · 1,055 sqft · built 1994
Owner	Individual Name on File
Last Sale	$185,000 (Apr 2025)
Tax Bill	$1,278 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-02-09-1-002-041.036-CONDO`

Property Details

APN / Parcel Number

Primary APN	`16-02-09-1-002-041.036-CONDO`
Alternative APNs	`493661` `592062`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,055 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	592062
Street Address	287 WATERS EDGE LN
City	MADISON
State	AL
Zip	35758-2590
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 5 BUILDING 15 MADISON TOWN CENTRE CONDO SEC C WATERS EDGE VILLAGE PHASE XVIII CB 3 PG 58 PB 29 PG 31
Legal Range	02W
Legal Township	04S
Legal Section	09
Legal Subdivision	WATERS EDGE VILLAGE PH XVIII
Legal Block	15
Jurisdiction	MADISON AL
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1003
Census Tract	11013

Owner

Source: Madison County records · APN 16-02-09-1-002-041.036-CONDO

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	287 WATERS EDGE LN # B-15, B-15, MADISON, AL 35758-2590
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 28, 2025 · Amount on Record
Deed Sale	Apr 28, 2025 · Amount on Record
Prior Sale	Apr 19, 2022 · Amount on Record
Deed Document Number	D202515764
Deed Book / Page	DEED2025 / 15764
Record Updated	Jun 08, 2026

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON AL
Recording Date	Jun 26, 2019
Property Address	287 WATERS EDGE LN, MADISON, AL 35758-2590
Document Number	0000039665
Instrument Date	Jun 26, 2019
Instrument	39665
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	287 WATERS EDGE LN MADISON AL 357582590, MADISON, AL 35758-2590

Mortgage

Document Number	39666
Date	Jun 26, 2019
Instrument	39666

Lender

Name	BANK INDEPENDENT
Type	Bank
Address	SHEFFIELD, AL 35660

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2049

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,278.00 (+14.62%) Homeowner's exemption	$18,940 (+14.1%) Building $18,940	$189,300 (+14.04%) Building $189,300
2023	$1,115.00 (+65.19%) Homeowner's exemption	$16,600 (+61.79%) Building $16,600	$166,000 (+61.95%) Building $166,000
2022	$675.00 Homeowner's exemption	$10,260 Building $10,260	$102,500 Building $102,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2016 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 219 locations within half a mile of this property.

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