285 Waters Edge Ln, Madison, AL 35758 Property Records

Madison County property record for 285 Waters Edge Ln, Madison, AL 35758

Property Summary

Property Type	Condominium
Details	1 ba · 1,055 sqft · built 1994
Owner	2 Individual Names on File
Last Sale	$116,000 (Dec 2019)
Tax Bill	$2,079 (2025)
Deeds & Mortgages	Dec 2019 Sale Dec 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-02-09-1-002-041.033-CONDO`

Property Details

APN / Parcel Number

Primary APN	`16-02-09-1-002-041.033-CONDO`
Alternative APN	`503626`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,055 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	503626
Street Address	285 WATERS EDGE LN
City	MADISON
State	AL
Zip	35758-2590
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 4 BLDG 15 MADISON TOWNE CENTRE CONDO SEC C WATERS EDGE VILLAGE PH XVIII-C WITH INTEREST IN COMMON ELEMENTS CONDO BK 3 PG
Legal Range	02W
Legal Township	04S
Legal Section	09
Legal Subdivision	WATERS EDGE VILLAGE PH XVIII C
Jurisdiction	MADISON AL
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1003
Census Tract	11013

Owner

Source: Madison County records · APN 16-02-09-1-002-041.033-CONDO

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 CLIFTS COVE BLVD, MADISON, AL 35758-3018
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2019	Grant Deed, Transfer NOT AVAILABLE
Dec 16, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
Mar 21, 2019	Deed of Trust, Mortgage · Line of Credit REDSTONE FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2019 · Amount on Record
Deed Sale	Dec 16, 2019 · Amount on Record
Prior Sale	Dec 16, 2019
Deed Document Number	2019-00081776
Record Updated	Jun 08, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON AL
Recording Date	Dec 16, 2019
Property Address	285 WATERS EDGE LN, MADISON, AL 35758-2590
Document Number	0000081776
Instrument Date	Dec 13, 2019
Instrument	81776
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$116.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 WATERS EDGE LN MADISON AL 357582590, MADISON, AL 35758-2590

December 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MADISON AL
Recording Date	Dec 16, 2019
Property Address	285 WATERS EDGE LN, MADISON, AL 35758-2590
Document Number	0000081775
Instrument Date	Dec 13, 2019
Instrument	81775
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1973 WATERFORD PL HOOVER AL 352441022, HOOVER, AL 35244-1022

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	285 WATERS EDGE LN, MADISON, AL 35758-2590
Document Number	0000017412
Instrument Date	Mar 21, 2019
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 WATERS EDGE LN MADISON AL 357582590, MADISON, AL 35758-2590

Mortgage

Document Number	0000017412
Date	Mar 26, 2019
Instrument	17412

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 25, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,079.00 (+14.04%)	$29,840 (+14.07%) Building $29,840	$149,200 (+14.07%) Building $149,200
2023	$1,823.00 (+1.05%)	$26,160 (+1.08%) Building $26,160	$130,800 (+1.08%) Building $130,800
2022	$1,804.00	$25,880 Building $25,880	$129,400 Building $129,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2016 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 219 locations within half a mile of this property.

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