295 Paramaribo St, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 295 Paramaribo St, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,848 sqft · built 1988
Lot Size	0.22 acres (9,599 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,000 (Apr 2019)
Tax Bill	$2,442 (2025)
Deeds & Mortgages	Apr 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`40-23-03-432-002`

Property Details

APN / Parcel Number

Primary APN	`40-23-03-432-002`
Alternative APNs	`0095262-076560-5` `10004606324`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
Gross Area	2,649 sqft

Exterior

Year Built	Built 1988
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,599 sqft (0.22 acres)
Garage Area	399 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space
Pool Area	390 sqft
Porch	Enclosed/Chattahoochee Porch
Porch Area	402 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004606324
Old Parcel Number	00952620765605
Street Address	295 PARAMARIBO ST
City	PUNTA GORDA
State	FL
Zip	33983-5854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PGI 020 0531 0016 PUNTA GORDA ISLES SEC20 BLK531 LT16 786/1223 923/153 2101/1932 CD2123/1156 DC4427/1295-EJM DC
Legal Range	23E
Legal Township	40S
Legal Section	03
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	531
Legal Lot Number	16
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1014
Census Tract	20103

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	295 PARAMARIBO ST, PUNTA GORDA, FL 33983-5854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2019 · Amount on Record
Deed Sale	Apr 16, 2019 · Amount on Record
Prior Sale	Nov 12, 2002
Deed Document Number	2701253
Deed Book / Page	4427 / 1297
Record Updated	Jun 8, 2026

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 16, 2019
Property Address	295 PARAMARIBO ST, PUNTA GORDA, FL 33983-5854
Document Number	0044271297
Book / Page	004427 / 001297
Instrument Date	Apr 16, 2019
Instrument	2701253
Transaction Type	Transfer
Record Updated	May 2, 2019
Title Company	PREMIER TITLE/FL

Transaction

Amount	Amount Recorded
Tax	$1,372.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	295 PARAMARIBO ST PUNTA GORDA FL 339835854, PUNTA GORDA, FL 33983-5854

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,442.00 (-24.68%) Homeowner's exemption Disabled Person's exemption	$206,917 (+5.99%)	$236,806 (+3.63%) Land $45,000 Building $191,806
2023	$3,242.00 (+4.95%) Homeowner's exemption Disabled Person's exemption	$195,229 (+3%)	$228,520 (-5.75%) Land $38,000 Building $190,520
2022	$3,089.00 Homeowner's exemption	$189,543	$242,467 Land $27,200 Building $215,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 104 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	9 (2001–2022)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250