281 Paramaribo St, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 281 Paramaribo St, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,266 sqft · built 1989
Lot Size	0.785 acres (34,193 sqft)
Owner	2 Company Names on Record
Last Sale	$243,000 (Sep 2003)
Tax Bill	$2,046 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`402303432001`

Property Details

APN / Parcel Number

Primary APN	`402303432001`
Alternative APNs	`00952620765400` `10004606323`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,266 sqft Living Area
Gross Area	3,049 sqft
1st Floor Area	2,266 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	34,193 sqft (0.785 acres)
Garage Type	Attached
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	360 sqft
Porch	Slab
Porch Area	342 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952620765400
Street Address	281 PARAMARIBO ST
City	PUNTA GORDA
State	FL
Zip	33983-5854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PGI 020 0531 0013 PUNTA GORDA ISLES SEC20 BLK531 LT13 712/89 837/1662 945/1266 1006/11 1006/17 1014/106&109 1021/1704 1121/987 1172/1426 1329/2191 1504/583 1766/1017 AFF1938/56 1938/62 FJD2065/1886 2312/1723 3460316 PGI 020 0531 0014 PUNTA G
Legal Range	23E
Legal Township	40S
Legal Section	03
Legal Subdivision	PGI 020 0531 0013 PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	531
Legal Lot Number	13
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1014
Census Tract	20103

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	281 PARAMARIBO ST, PUNTA GORDA, FL 33983-5854
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2003 · Amount on Record
Deed Sale	Sep 25, 2003 · Amount on Record
Prior Sale	Sep 7, 2001 · Amount on Record
Deed Book / Page	2312 / 1723
Last Transfer Date	Oct 22, 2024
Transfer Doc	0003460316
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	281 PARAMARIBO ST, PUNTA GORDA, FL 33983-5854
Document Number	0043570428
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Sep 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 PARAMARIBO ST PUNTA GORDA FL 339835854, PUNTA GORDA, FL 33983-5854

Mortgage

Document Number	0043570428
Date	Sep 12, 2018
Book Page	004357/000428
Instrument	2644828

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,046.00 (-45.97%)	$175,688 (+5.99%)	$491,789 (+21.92%) Land $112,379 Building $379,410
2024	$3,787.00 (+1.69%)
2023	$3,724.00 (+14.83%) Homeowner's exemption	$165,764 (+3%)	$403,367 (-0.45%) Land $123,280 Building $280,087
2022	$3,243.00 Homeowner's exemption	$160,936	$405,194 Land $93,925 Building $311,269

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 104 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	9 (2001–2022)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250