320 Paramaribo St, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 320 Paramaribo St, Punta Gorda, FL 33983

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,733 sqft · built 2001
Lot Size0.22 acres (9,599 sqft)
OwnerIndividual Name on Record
Last Sale$11,500 (Mar 1994)
Tax Bill$1,683 (2025)
Deeds & MortgagesJan 2022 Mortgage
Mar 2020 Mortgage
Flood ZoneZone AE (high risk)
APN402303433006

Property Details

APN / Parcel Number

Primary APN402303433006
Alternative APNs
  • 00952620764704
  • 10004606338

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,733 sqft Living Area
Gross Area2,420 sqft
1st Floor Area1,733 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area9,599 sqft (0.22 acres)
Garage TypeAttached
Garage Area400 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces
Pool Area288 sqft
PorchEnclosed/Screened Porch
Porch Area247 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00952620764704
Street Address320 PARAMARIBO ST
CityPUNTA GORDA
StateFL
Zip33983-5853
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPUNTA GORDA ISLES SEC20 BLK531 LT 7 625/175 890/376 1332/1130 UNREC DC-DS L/E3731/1868 DC3979/2148-PPS 3979/2149
Legal Range23E
Legal Township40S
Legal Section03
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block531
Legal Lot Number7
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group1
Census Block1014
Census Tract20103

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address320 PARAMARIBO ST, PUNTA GORDA, FL 33983-5853
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Mar 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 1994 · Amount on Record
Deed SaleMar 22, 1994 · Amount on Record
Deed Book / Page1332 / 1130
Last Transfer DateJun 2, 2015
Transfer Doc0039792149
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address320 PARAMARIBO ST, PUNTA GORDA, FL 33983-5853
Transaction TypeMortgage
Record UpdatedJan 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 PARAMARIBO ST, PUNTA GORDA, FL 33983-5853

Mortgage

Document Number0049070063
DateJan 7, 2022
Book Page4907/63
Instrument3043620
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address320 PARAMARIBO ST, PUNTA GORDA, FL 33983-5853
Document Number0045580182
Instrument DateMar 13, 2020
Transaction TypeMortgage
Record UpdatedMay 21, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 PARAMARIBO ST PUNTA GORDA FL 339835853, PUNTA GORDA, FL 33983-5853

Mortgage

Document Number0045580182
DateMar 30, 2020
Book Page004558/000182
Instrument2800147
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 29, 2050

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,683.00 (-33.66%) Homeowner's exemption Disabled Person's exemption$156,617 (+5.99%)$286,858 (+4.36%) Land $38,250 Building $248,608
2024$2,537.00 (+1.81%)
2023$2,492.00 (+6.09%) Homeowner's exemption Disabled Person's exemption$147,770 (+3%)$274,864 (+2.78%) Land $38,000 Building $236,864
2022$2,349.00 Homeowner's exemption Disabled Person's exemption$143,466$267,437 Land $27,200 Building $240,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 104 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies104 in force
Nearby Flood Claims9 (2001–2022)
Claims Outside the SFHA8 of 9
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250

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